Baris-Connect | Stripe Developers | Page 1

mental hornet Jul 29, 2022, 3:32 AM

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Hi there, details_submitted=true indicates that the account has completed the onboarding process, charges_enabled=true means the account is ready to accept payment.

hollow sable Jul 29, 2022, 3:35 AM

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I don't understand what I should be rendering to the user. Currently, if details_submitted is false on the user, I call createAccountLink with the saved account id. But if charges_enabled is false (I assume if it was true, details_submitted had to be true?), I keep calling account retrieval to check charges_enabled

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But it doesn't become true at all

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When details_submitted is true, does that mean it is a matter of time before charges_enabled becomes true?

mental hornet Jul 29, 2022, 3:37 AM

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OK, let me walk you through with an example.

hollow sable Jul 29, 2022, 3:39 AM

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Would be great thank you

mental hornet Jul 29, 2022, 3:41 AM

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Like say your user is using the Connect Onboarding link to for onboarding, and they has provided some information that is enough to get charges_enabled=true, but they haven't provided information (i.e., external_account) to enable payout.

In this case the details_submitted=false, charges_enabled=true and payouts_enabled=false

hollow sable Jul 29, 2022, 3:43 AM

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I wasn't aware this set of values could occur. Also wasn't aware of the importance of the payouts_enabled variable at all

mental hornet Jul 29, 2022, 3:45 AM

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So now your user can start collecting payments, but it doesn't means that the onboarding process is completed. You should always check the requirements.currently_due (https://stripe.com/docs/api/accounts/object?lang=curl#account_object-requirements-currently_due) hash of the account object to see what information are needed, once these information are provided, the account is fully onboarded and details_submitted flag will become true.

Stripe API reference – The account object – curl

Complete reference documentation for the Stripe API. Includes code snippets and examples for our Python, Java, PHP, Node.js, Go, Ruby, and .NET libraries.

hollow sable Jul 29, 2022, 3:47 AM

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Well i get that details_submitted is true but charges_enabled is false

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Where should i direct in this situation?

mental hornet Jul 29, 2022, 3:48 AM

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Can you share with me the account ID?

hollow sable Jul 29, 2022, 3:48 AM

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acct_1LQji4PgjdeT4XgQ

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So, which one is the most important field? Like which one should i use to say you are good to go

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To let the seller add products

mental hornet Jul 29, 2022, 3:53 AM

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I'd say the requirements.currently_due is the most important field, it tells you what information you need to provide

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Right now this account is restricted, and you need to provide the owner's address

hollow sable Jul 29, 2022, 3:55 AM

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sorry i am just getting more confused right now

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what is the user sequence logic here

mental hornet Jul 29, 2022, 4:04 AM

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use /account API to create an account
use/accountLink API to create an account link for onboarding
Once your user has completed the onboarding process, it will be redirected to your page
Listen to account.updated events and check the charges_enabled flag, if it's true then it means your user is able to accept payments. You can also check the payouts_enabled flag, if it's false it means your user can't receive payout. Now you can decide whether to do upfront onboarding (e.g., collect all info) or incremental onboarding (collect the info piece by pice). https://stripe.com/docs/connect/identity-verification#onboarding-flows

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If the main objective is to allow your user to sell products (e.g., accept payments), you just need to make sure the charges_enabled flag is true. You can always ask your user to complete the onboarding for payout enablement later.

hollow sable Jul 29, 2022, 4:06 AM

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Yes I understand it better now

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For the user with the above account_id, I supplied an address but still giving charges_enabled false and the onboarding registration doesn't mention any lacking fields

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Could you look into this?

mental hornet Jul 29, 2022, 4:07 AM

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How did you add the address?

hollow sable Jul 29, 2022, 4:08 AM

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Another question I have is about the payout process. Basically, I am coding a marketplace app for people to buy a product locally. So, I need a confirmation from the buyer to know that the transaction successfully happened in a span of one week. What structure could enable this model?

hollow sable Jul 29, 2022, 4:08 AM

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mental hornet How did you add the address?

By the onboarding process on stripe

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It started working now, maybe it just needed some time?

mental hornet Jul 29, 2022, 4:14 AM

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You can use manual payout so that you can create a payout to a connected account when you feel comfortable.

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https://stripe.com/docs/connect/manual-payouts

hollow sable Jul 29, 2022, 4:21 AM

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Okay i see thanks for your help a lot

#Baris-Connect