Murali-Connect | Stripe Developers | Page 1

serene arrow Jul 28, 2022, 9:43 AM

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👋 happy to help

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your Q seems to be more of a Connect one if I'm not mistaken

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for payouts to happen yes you'd have to setup an external bank account

woeful pewter Jul 28, 2022, 9:45 AM

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yes @serene arrow you are correct I am talking about connect accounts

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Can I use same bank account that I used for top-ups to payout?

serene arrow Jul 28, 2022, 9:46 AM

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it's up to you

woeful pewter Jul 28, 2022, 9:46 AM

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https://stripe.com/docs/issuing/funding/balance#pay-out-your-issuing-balance

Issuing balance

Learn how to make funds available to your cards.

woeful pewter Jul 28, 2022, 9:47 AM

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serene arrow it's up to you

in that case external bank account is not mandatory right?

serene arrow Jul 28, 2022, 9:49 AM

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now I'm confused

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are we talking about issuing or connect?

woeful pewter Jul 28, 2022, 9:50 AM

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https://stripe.com/docs/issuing/funding/connect

Issuing with Connect

Learn how to issue cards on connected accounts.

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I am talking about issuing with Connect

fervent niche Jul 28, 2022, 9:53 AM

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in the US or outside?

woeful pewter Jul 28, 2022, 9:59 AM

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US only

fervent niche Jul 28, 2022, 9:59 AM

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hmm then I think you can use the same underlying bank account for Top ups and payouts, but you have to collect the information twice, in different contexts(one as a BankAccount ba_xxx for the Topup and the other as an ExternalAccount for the connected account). Not really sure.

woeful pewter Jul 28, 2022, 10:05 AM

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I had that thought

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const payout = await stripe.payouts.create({
source_balance: 'issuing',
amount: 100,
currency: 'usd',
});

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https://stripe.com/docs/issuing/funding/connect#collecting-your-users’-information

Issuing with Connect

Learn how to issue cards on connected accounts.

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Can I use the source Id that I got it from the stripe as a destination while creating a payout ?

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@serene arrow @fervent niche

fervent niche Jul 28, 2022, 10:15 AM

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woeful pewter Can I use the source Id that I got it from the stripe as a destination while cre...

no

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the destination has to be an ExternalAccount on the account that you're running that API request on. So you have to add an ExternalAccount(the means by which you do that depends on what type of Stripe account it is).

woeful pewter Jul 28, 2022, 10:16 AM

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Custom Stripe Account

fervent niche Jul 28, 2022, 10:17 AM

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then you collect the bank account information from the user in your own forms and call https://stripe.com/docs/api/external_account_bank_accounts/create to add a payout destination ExternalAccount to that type of account.

woeful pewter Jul 28, 2022, 10:18 AM

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Got it @fervent niche

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one more ?

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if I don't add an external bank account and I don't want to do payouts

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will my Stripe connect account block for adding issuance balance ?

fervent niche Jul 28, 2022, 10:19 AM

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not that I'm aware of at least

woeful pewter Jul 28, 2022, 10:21 AM

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got it, as long as my account is in use for cards issuing, I don't want to add an external bank account.

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But to withdraw issuing balance external bank account is mandatory right?

fervent niche Jul 28, 2022, 10:22 AM

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yes if you want to take the money out of Stripe and pay it out you need an external account

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I don't think you need to have an external account if you're just putting money in the issuing balance to fund purchases indefinitely, but honestly I have no idea, these are not questions my team has any information or training on. If you work with our sales+implementation teams on your business you could ask them

woeful pewter Jul 28, 2022, 10:25 AM

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perfect , I got the answer I am looking for.

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Thanks for the inputs @fervent niche

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do I have an option to export this chat?

fervent niche Jul 28, 2022, 10:27 AM

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you can copy and paste it or save the URL.

#Murali-Connect