I completely understand. But I got some info from my teams.
First, this blog post outlines a bit of the changes that were made to the ToS recently.
https://blog.cloudflare.com/updated-tos/
Second, we don't publish any "true limits" on a "you can host x much or y number" basis, because all that would do is give people the means to skirt the limits and claim no foul.
What it boils down to is this; if you're hosting a site full of images, like a photography portfolio, or your own personal AI-generated art gallery, or similar, go for it. If you're hosting hundreds of thousands of images to thousands of people, or if you're allowing anyone with a login to upload and serve out a huge library, we're probably going to want you to look into Cloudflare Images https://www.cloudflare.com/products/cloudflare-images/ or similar.
Disproportionate is more of a measurement of what you're hosting vs. what the service is for + edge resource load. Free tier with a personal portfolio website isn't ever going to bother us because it's a portfolio site, that's the kind of stuff we want to help you accelerate.
But if you're trying to build the next Imgur... well, now we have to talk about things.
But again, this all applies to Free tier. If you're paying for Pro or Business or Cloudflare Images and/or Stream, your likelihood of being cut off is basically zero. You'd have to be actively crippling a region/colo, and even then we'd email you like "bro cool it."