Finance Option

[oblique ore]

Hello, I’d like to purchase with financing, but the minimum term is 24 months. I prefer a 12-month term or even shorter, if possible. Alternatively, if I purchase with a 24-month term and pay it off early, is there a reduction in interest?

[dense flower]

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[worn kelp]

So all of this isn't from Cyberpower themselves, that would be financed via Novuna (Buy Now Pay Later)

They offer a 12 month, buy now pay later, or more with financing each month

If you went for the 12 month, buy now pay later, and pay it off within the 12 months, you wouldn't have any interest to pay

If you went with the 24 month term, and paid it off before the full timeframe, you'd have a early fee to pay, but ultimately you've save some money on interest by not letting it run the full term

[oblique ore]

but i can see there is a interest for buy now pay later

[brazen plover]

my personal opinion is that 24.9% apr is astronomically high

[worn kelp]

Buy Now Pay Later, if you pay it off within that 12 months

You don't pay interest

If you don't pay it off, you incur interest from the start of the 12 months

Aslong as you pay it off FULLY within 12 months, you won't have a bit of interest to pay

[oblique ore]

got you

thank you very much

[brazen plover]

oopsie my bad gang

[worn kelp]

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[dense flower]

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