#the-water-cooler

1 messages · Page 751 of 1

clear ferry
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But I still think we have a better fuel economy then 9.3

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Since most cars the last 20 years are 6.0 or lower

forest edge
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lol you guys and your bloated fictitious numbers

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must be great to just bs your way to feeling like you make good stuff

umbral cliff
clear ferry
forest edge
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you mean your remake of it 2+2=eu great?

umbral cliff
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You understand that the EU will calculate in L/100km, which is then converted to the USA MPG

forest edge
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all while completely skipping over how diffrent the tests were conducted lol

clear ferry
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Gøvernmænt cånsperisi @umbral cliff

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Don't you see

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@forest edge got them

umbral cliff
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They trust european manufacturer testing

forest edge
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we do, you didn't like the results when your cars were tested by the same standards lol

umbral cliff
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what standards? You still never provided any actual data to atx’s a6, instead just making up 29

clear ferry
forest edge
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making up? you incapable of using the interwebs?

umbral cliff
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Can you link it, my data is all australian which im sure you think is fake too

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Anyway im out, my brain can only take enough in one week

forest edge
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lol i am not holding your hand

proven spruce
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but its only tuesday

forest edge
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he can't handle being au while defending eu against the us

clear ferry
forest edge
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i wish

glacial knot
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After assuming the difference in https://en.wikipedia.org/wiki/Fuel_economy_in_automobiles#Differences_in_testing_standards the US average is still worse than every single EU country /shrug

The fuel economy of an automobile relates distance traveled by a vehicle and the amount of fuel consumed. Consumption can be expressed in terms of volume of fuel to travel a distance, or the distance travelled per unit volume of fuel consumed. Since fuel consumption of vehicles is a significant factor in air pollution, and since importation of m...

forest edge
#

according to that chart we are not the worst

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apple to apple

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now if you wanna fault us for owning more suv's while other countries own more 3 wheel 2 cyclinders then sure

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be like another country who can only have bicycles blaming the rest of the world for having bad mpg

glacial knot
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no, I make fun of you for thinking you can call random Norwegian cars low mpg with how much worse the average efficiency is in your country

forest edge
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well that was a joke to atx trying to push his 65mpg(eu) 39mpg(us) 4 banger deiseal and trying to compare it to petro cars

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and how eu inflates thier numbers lol

clear ferry
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Pure petrol cars, what is this, 2015?

forest edge
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you realize diesel was around before gas right?

clear ferry
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Apparently we will stop selling any fossile fuel cars in 2025

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I'm expecting more like 2027

forest edge
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well good.. about time you guys did more healthy means of travel

umbral cliff
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Whoops imperial

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Same shit too

forest edge
umbral cliff
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But diesel is being going away too

forest edge
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not as soon as you would like

umbral cliff
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Pretty sure it’ll be gone by 2040/2050

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Or at least in passenger vehicles

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Or highly taxed

clear ferry
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I'm guessing 2050ish the last cars will be scrapped by

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For passenger vehicles at least

forest edge
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there will always be gas cars on the roads

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nothing will change that

umbral cliff
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Not in main usage

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People will swap

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Just like leaded petrol has gone

forest edge
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leaded went away foir entirly diffrent reasons lol

umbral cliff
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Because it’s damaging to life and the environment

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Sounds like fossil fuels

clear ferry
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EVs will dominate the developed countries in less than 5 years

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Us not included

forest edge
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I have no doubt they will dominate the smaller countries

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I mean they kind of already do around china etc

umbral cliff
forest edge
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yea but they are kind of packed

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if you know what i mean

umbral cliff
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So what would stop suburban USA going electric

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They’re dense

forest edge
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north korea won't be going ev lol

clear ferry
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Just wait for the boomers to die out over there @forest edge

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I'm looking at you

umbral cliff
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About the only major developed nations would be australia and Canada due to the very low population densities

forest edge
umbral cliff
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But can see australia going once EV distances catch up

umbral cliff
forest edge
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au will always have petro vehicles

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there is noway they can't have them

umbral cliff
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Why not

forest edge
clear ferry
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Good thing the modern EVs have a range of 485miles then

forest edge
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thats' nothing

clear ferry
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And can charge 80% in 20 minutes

forest edge
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that will land you in the middle of nowhere without a means of recharging lol

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and that is why au will always have petro cars

umbral cliff
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Yeah 485 is low, my petrol car from 20 years ago can do 900km on a single tank of freeway

forest edge
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cause they won't be able to put charging station everywhere

umbral cliff
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Since majority of the population lives in cities

clear ferry
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That is 780km in an ev@umbral cliff

umbral cliff
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Who don’t need to drive long distances

forest edge
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your cities etc.. yes they will most likely be mostly ev

clear ferry
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Which is reasonable

forest edge
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but everywhere else won't be

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and that will never change

umbral cliff
forest edge
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99% huh? alittle bloated don't you think? lol

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but hey if you believe it's 99% then it's win/win right

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course unless they can invent a more recyclable battery your ev dreams will only end up with you all drowning in bad batteries lol

umbral cliff
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Maybe not 99% but damn close

clear ferry
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Close by Sonoma math at least

umbral cliff
forest edge
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so admit it.. you inflated your numbers... gee that sounds familiar lmao

umbral cliff
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Ignoring a lot of smaller towns could still support EVs

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And for long distance diesel is used due to the efficiency

glacial knot
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.s/diesel/biofuels/

forest edge
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look everyone is on board with us not burning to death once we step outside in the future but there is just a reality of things alot of wishful thinkers just refuse to take into account lol

glacial knot
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iCE will stay. Diesel probably not outside Vintage and special purpose

umbral cliff
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But if we get 85% of the population onto EV that cuts a lot of emissions

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Then add proper interstate public transport that’s fast and you cull planes too

forest edge
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are you under 30 or above it @umbral cliff

clear ferry
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Underwater railroad from Melbourne to Tokyo

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I like it

umbral cliff
forest edge
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curious

glacial knot
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Because old people are stubborn

umbral cliff
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Sonoma what are you

forest edge
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can't anwer? pretty broad question

clear ferry
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Sonoma is somewhere between 30 and 60, I'm guessing 54

umbral cliff
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Interesting

forest edge
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i'm going to assume your under by the way of your reaction lol

umbral cliff
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You’re refusing to answer too

forest edge
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my age is irrelevant to the point I am about to make

forest edge
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which is when you do reach your older years I bet you will still be fighting for an ev world

umbral cliff
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Even though I don’t care about your point I bet you’ll still share it

umbral cliff
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Doubt we can get rid of iCE but hydrogen & EV are a good combo

forest edge
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yea well alot of things people have doubted over the years didn't take root

glacial knot
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Like the internet 😄

clear ferry
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Damn internet is just a fad @umbral cliff , it'll pass

umbral cliff
glacial knot
clear ferry
glacial knot
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In another 5 years when there’s established processes for used EVs they’ll get another push. Since right now EV leasing and used market is a bit scuffed

forest edge
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was that a thing in au?

glacial knot
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The same kinda that we see now with EVs
People worried about reliability and didn’t like change. Wanted to wait and see first.
Also didn’t have the hen/egg Problem as entirely new incompatible infrastructure

umbral cliff
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People never like change

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Just ask my grandma who still uses cheque 😂

glacial knot
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Ducking cheque. Only scams

forest edge
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there is no sign of battery being reliable so you cannot blame them

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aside from your tv remote most battery operated stuff is junk lol

glacial knot
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TV remotes are part of the worse category imo

forest edge
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shit like battery powered cameras that have to be recharged every other day isn't a boomer invention tho..

glacial knot
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Batter tech is pretty good by now
Only question is price development and replacement parts for electronics. Which will be established in a couple years
Thanks to Atx’a people 🙂

umbral cliff
glacial knot
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The only use for them is Scams in a modern civilized world

forest edge
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making a replacement part cheaper dosen't excuse away the need for having to replace it more often

umbral cliff
glacial knot
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As in, my mums employer used to prefer Cheques for making sure they can hold onto the money longer and collect interest without violating payment targets

umbral cliff
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Ahh yeah that’s not great

glacial knot
umbral cliff
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Card only

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So easier to use cheque for that stuff

forest edge
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check.. cheque was confusing me lol

glacial knot
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And the. Walk to your bank to get it into your account?
Or do you do that online these days?

umbral cliff
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Post office can do it for me

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Or atm

glacial knot
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Ah, the same places I can get cash digitalised again

glacial knot
umbral cliff
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It’s rare for me to have anything more than $20 on me

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No need anymore

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Even market stalls have card support

glacial knot
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I almost exclusively use it for restaurants
And shops that kinda don’t exist

umbral cliff
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I just don’t go to places that don’t have card. Haven’t gone to a single place like that in years

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Especially since I just tap my card if I want to pay. So easy

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Card $200 before pin, Apple Pay $99,999

glacial knot
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I think mine is set to 20€ before pin
Layer1 attacks are too easy for my taste

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Also, always pin on first payment at specific place

forest edge
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not trusting technology?

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boomer

umbral cliff
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And given I can freeze my card in the app, no stress on that

glacial knot
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Nah. I’ve done that kinda attack before as student
In a lab Situation, but that’s for legal reasons

forest edge
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and yet you call others out when they feel the same about diffrent technology

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go figure..

glacial knot
umbral cliff
glacial knot
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That helps. How easy is it to backcharge?

umbral cliff
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Very easy. It’s visa

glacial knot
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Chargeback, whatever

umbral cliff
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Tell them and 3 months max I have my money back

glacial knot
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CC 🤢

forest edge
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@tidal bronze getting cold wet rain right now.. why don't you and your neighbors step outside and inhale to pull it your direction lol

umbral cliff
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Don’t have a proper income for a CC atm

glacial knot
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Oh right, you split the concepts =.=

umbral cliff
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Visa can do our debit or credit cards

forest edge
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wtf is proper income for credit?

umbral cliff
forest edge
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your refering to allowance aren't you?

umbral cliff
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Because you don’t need it

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I don’t yet have an income atm. Work doesn’t start till jan

forest edge
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I got my first credit card at 16

umbral cliff
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So right now living off savings

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Ew

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Imagine having debt that young

forest edge
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debt?

glacial knot
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Imagine having actual debt on a CC

forest edge
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no, no debt.. imagine building credit since that long

umbral cliff
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Imagine requiring a CC to do anything later in life

glacial knot
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They are fucking high interest

umbral cliff
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I have a great credit score and I’ve never had a credit based product

glacial knot
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Imagine having to build credit

umbral cliff
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Because forcing people to have credit cards isn’t a good thing

forest edge
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imagine having so much credit you can do anything later in life is what I think you mean

umbral cliff
glacial knot
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Using a CC for anything more than a month is a dumb idea either way
You’ll get way better conditions from the Same bank on a normal loan

forest edge
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I mean.. you can have a 15-20k limit at much less than 60k a year.. 60k a year is kind of low on that noite as well

umbral cliff
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I’m just spitballing. 15k is the minimum line they’ll give on the mid tier credit cards

forest edge
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I get cash back using mine.. free money is never dumb

umbral cliff
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I plan to get a points earning one. Can make free flights from my spending

forest edge
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this explains alot

umbral cliff
forest edge
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you guys are so young

glacial knot
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Do you have a decent one with miles that’s worth it in your income bracket?
Most I’ve seen I’d have to run rent and leasing over the card to break even on the holding fees

umbral cliff
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Otherwise would just get a no annual fee one

forest edge
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lol annual fee

umbral cliff
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But I want more points

umbral cliff
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There are definitely cards with annual fees

forest edge
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there are no fee's once your credit rating is high enough

umbral cliff
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Here you’re paying the annual fee to cover the benefits of the card. Still usually a good deal

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Or you can ring up and ask nicely and get it waived

forest edge
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people with bad credit, people who never "built up thier credit" get fee'd

umbral cliff
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@forest edge how often do you encounter a card machine with no payWave

forest edge
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atm's here are probably diffrent than what you have

glacial knot
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payWave?

umbral cliff
glacial knot
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Ahh

forest edge
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I don't ever use the atm tho, but it's free for me to use in most scenarios

glacial knot
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Is that your brand provider for that service? Never heard that name

umbral cliff
forest edge
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then i don't know what you mean by paywave

umbral cliff
umbral cliff
forest edge
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oh no.. there is no charge for that

umbral cliff
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But it’s it available to use in every store

forest edge
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the stores pay for whatever fee's that may be associated to that

umbral cliff
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Yeah we don’t pay fees for it but also every store has contactless

glacial knot
forest edge
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there is no diffrence between swiping and the chip on the card in terms of fee's or whatever

umbral cliff
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(Also imagine swiping, ew)

forest edge
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i would imagine by now it's every single store

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don't really pay attention

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I don't use it

umbral cliff
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Why not use it?

forest edge
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use to swipping

umbral cliff
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It’s so convenient

glacial knot
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Magnet strip 😄

umbral cliff
umbral cliff
forest edge
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well I insert my card which uses the chip lol

umbral cliff
forest edge
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no pin

glacial knot
umbral cliff
forest edge
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don't need a pin

umbral cliff
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So I can take your card, insert it, then forge your signature

forest edge
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I think I can set one

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i just haven't

umbral cliff
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For a transaction a lot larger than $200

glacial knot
umbral cliff
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Better than unlimited

glacial knot
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That yes

forest edge
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again, once your credit is high enough worry about shit like that becomes mute

umbral cliff
forest edge
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I am 100% covered for any fraud and that dosen't even take into account my bank instantly pings my phone asking if I made that transaction before i even left the store lol

glacial knot
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Which is the reason US banks get super pissy with fraud prevention

umbral cliff
forest edge
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not to mention someone can't just drain your entire credit in one fell swope

umbral cliff
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Banks here pride themselves on the fraud protection though. Even for debit

forest edge
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not even possible.. transactions are in a word, throttled

umbral cliff
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It’s exactly the same treatment as credit for that

umbral cliff
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What if you wanted a brand new home cinema, or buying a kitchen, or whatever

forest edge
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I can spend it it all.. i just can't swipe it all in one fell swope lol

glacial knot
umbral cliff
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Also @forest edge if you wanted to transfer money to a friend can you do it from your banks online banking? Or do you need to get a separate app

forest edge
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depends on how that friend needs the money

glacial knot
umbral cliff
umbral cliff
forest edge
glacial knot
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Why pay with that card then?

umbral cliff
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A CC can just be a debit card with rewards if you pay it off

forest edge
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infact big spendings makes you more free money lol

glacial knot
umbral cliff
forest edge
#

under 1%

umbral cliff
forest edge
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talking about how would you transfer money?

umbral cliff
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Me? I go into my banks app. Put their phone number on it, enter amount, click pay. They have it immediately

forest edge
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if they used the same bank it would be instant from the phone app, if they used a diffrent bank it would still be quick from app, but the actualy money transfer would take 24 hours unless it was done before 2pm then it would be same day.

umbral cliff
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That’s slow

forest edge
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we don't do that so it dosen't matter

umbral cliff
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Imagine not having instant transactions for free

umbral cliff
forest edge
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having one person pay for the whole meal and then to pay the other people back is just dumb

clear ferry
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Lol physical Money

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What's next

forest edge
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the meals can eb split by who has what

clear ferry
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Landlines?

forest edge
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why pay your friend back if they can just pay for thier own

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that's dumb

umbral cliff
forest edge
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well then who's behind on technology now

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cavemen up in here

clear ferry
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Since Money transfer is instant, one person paying the bill is no problem

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It's free too

umbral cliff
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^

forest edge
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it's dumb

clear ferry
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You can even split it in the app

umbral cliff
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Like I don’t mind, saves the store paying more card surcharges

clear ferry
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And add your friends to the split

umbral cliff
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Which when it’s a small business is nice

forest edge
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saves the store?

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wrong attitude with that

umbral cliff
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Maybe for an American

forest edge
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don't worry.. that store is charging you approperiatly to cover any additional fee's you may be costing them lmao

umbral cliff
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I value the small stores around me. Not even an inconvenience to do either

forest edge
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even if you don't cost them more money in fees

clear ferry
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Stores add no extra charges in most of the world

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I don't even have to pay to use my card in the US

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Both debit and credit

forest edge
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see

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have you ever used an atm here atx?

clear ferry
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Yes

forest edge
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did you get fee'd on that?

clear ferry
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No

forest edge
#

was it the same bank you use at home or something?

clear ferry
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No

forest edge
#

maybe they done away with that

clear ferry
#

Our banks cover any fees for us

forest edge
#

atm's here use to be notorius for not likling cards from other banks lol

clear ferry
#

I haven't paid fees abroad since the late 90s

forest edge
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well before it didn't matter if your bank was willing or not.. the machine saw you as an outsider and charged you anyways

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but seems like they done away with that

glacial knot
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Are any American banks even available here for proper accounts?

clear ferry
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We were forced to use American express for a decade

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It was horrible

forest edge
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in germany?

clear ferry
#

Unusable in most of the world

umbral cliff
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Better than diners club lol

forest edge
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I think banks are kind of like appliances.. there is a set number of big tycoons in the shadows running them all under one roof in secret lol

clear ferry
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We have visa now

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But it's under Citi

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And like any American company, no proper mfa

umbral cliff
clear ferry
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And a pita to login

forest edge
#

credit unions are kind of like tesla

umbral cliff
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I will never ever touch them for my banking

forest edge
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credit unions have thier pro's and cons.. many cons when traveling abroad

clear ferry
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Yes, same with Citi, max 8 char password and only phone mfa

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Even worse with merill lynch

glacial knot
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Can’t you do chip tan for banking login?

forest edge
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here some credit unions (again it's been awhile so i say USED TO) would charge for using anything other than thier own atm's tellers

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but credit unnions were great for savings account

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much higher interest rates

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interest being paid back to the owner of the savings account.. to clearify that

umbral cliff
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My credit union doesn’t charge me any fees (less total fees than the big banks too). Atm fees set by atm owner, but all the banks made their atms free here so doesn’t concern me (else I would get cash out at a supermarket)

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Or out at a post office

clear ferry
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I only use ATMs abroad

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Because i only use physical Money in the US and England

forest edge
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I would probably only ever use an atm if i was out of country as well

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but then you guys have horrible scams with card readers

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all over eu and russia and asia

umbral cliff
forest edge
#

card readers

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at atm's for tourist etc

clear ferry
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I've only had my card skimmed once, and i travel abroad 2-3 times a year the last 20 years

forest edge
#

you hear about it all the time on the news here

umbral cliff
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They exist in the USA too

glacial knot
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Yea, cards that still have magnet strip enabled are at risk

clear ferry
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That's just to make Americans not travel abroad @forest edge

forest edge
#

not as common in the us

umbral cliff
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I just tug the reader before using it

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Anywhere I go

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And cover my pin with my hand

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Because I don’t trust any atm anywhere

forest edge
clear ferry
#

Yeah, better to keep them in one place

glacial knot
forest edge
#

in norway?

umbral cliff
#

Also back to credit unions, best bonus is local call centres too, not huge business

forest edge
#

didn't you say earlier you didn't make enough income for a credit card? how are you going on and on about thier benfits now?

clear ferry
#

One needs income for credit card?

forest edge
#

i know right

umbral cliff
#

Got a nice debit card with no fees at my credit union

umbral cliff
forest edge
#

debit is not the same as credit though

proven spruce
#

in EU lines are pretty blurred between the two

forest edge
#

debit card is a glorifyed plastic card that accesses your account directly

forest edge
proven spruce
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you can have approved overdraft limit on your debit card or pay in montly installments in stores

forest edge
#

you have some protection here as well but not sure about the payments thing

proven spruce
#

it was a screw you response from a lot of big banks to Amex

umbral cliff
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Don’t think we have overdraft here. But debit here still uses visa/ MasterCard so can spend online

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A lot here don’t bother with credit anymore due to the risk

forest edge
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that visa/mc thing is just a portection thing, it dosen't actually build credit for you

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it's why you are allowed to use it online

umbral cliff
#

No need to build credit though

glacial knot
#

My bank doesn't care. If I want a debit card, they just open a normal visa CC and set the limit to 0

proven spruce
#

building credit hehe

forest edge
#

that is such a weird concept to me

umbral cliff
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Here having a utility bill adds to your credit score the same as a credit card

glacial knot
#

you forget that credit building isn't a thing in most places outside the US

umbral cliff
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So with electricity and gas in my name, gonna be perfectly fine even if I didn’t want a credit card

forest edge
#

has to be in some form or another

proven spruce
#

here your average income and collateral are your credit score

forest edge
#

in some way there has to be a tier system in place

glacial knot
#

none that's built over time

proven spruce
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no imaginary pumpable numbers

glacial knot
#

There's just normal and royally fucked.

proven spruce
#

tier system here is: you can get credit or you cannot

forest edge
umbral cliff
glacial knot
#

¯_(ツ)_/¯

umbral cliff
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But otherwise no difference

glacial knot
#

I can still get better credit than most Americans
And with anything that has a security behind it, better than anything you get

forest edge
#

so there is no rating? no score or nothing?

proven spruce
#

you get assessed by the bank when applying for credit

umbral cliff
#

Good enough for pretty much anything

proven spruce
#

and, f.e. example i can get an online 10000€ loan online without a question because of bank loyalty

umbral cliff
#

Banks really just use that to find whether you’ve defaulted on a loan/ credit before

forest edge
#

your born with like a 600 here

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but if you have a credit score then you have a tier system

umbral cliff
#

600 here is good enough for a 40-60k limit if you have the income for it

glacial knot
#

calmelb is on a different continent

umbral cliff
#

But yeah our credit score matters very little, just “hey are you normal or terrible with credit”. 600 or 800 can both get similar limits if they have similar income

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Banks just don’t want you defaulting and that’s where the credit score comes in

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How badly you fucked up more than a how good you are

forest edge
proven spruce
#

we only have a sort of "blacklist" where you get put on when you screw up

forest edge
#

course some bansk offer better rates etc

umbral cliff
proven spruce
#

here you shop around for rates 😉

glacial knot
#

banks can query other ongoing credit to assess rates against income
But they are deleted in a matter of some months once paid off

forest edge
#

you can shop around for rates here but if you already have a high credit rating then shopping isn't needed

proven spruce
#

it's just a rigged system where you actually have to maintain your credit score by using their products

forest edge
#

don't have to maintain nothing here

#

you can lower your rating by not paying your bills etc.. but aside from that

umbral cliff
forest edge
#

I don't believe so

proven spruce
#

if you don't own a card and pay everything in cash your credit score goes low

forest edge
#

your credit history and rating follow you for life

forest edge
#

you can only go low by being a dimwit

proven spruce
#

if it started low you're kinda screwed

forest edge
#

not really

glacial knot
#

recent history factors in as dedicated value

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it won't tank your value, but if you don't have decades of history, it'll worsen for a while

forest edge
#

you only have to pay your bills on time, you don't even have to pay it all off, infact your credit raises faster if you make payments.. a person can go from bankruptcy back to high cc score even if they fucked up midlife etc

#

you have to be a drain on the economy kind of person to be fucked here

#

but if you start out building your credit, then you get all kinds of perks

#

for an example, this year alone every amazon purchase i made through the whole year was free

#

with the right cc and having good credit you get cash back up the wazoo on everything

#

but if you are a dimwit then of course your going to have more troubles

#

I thought credit was mostly the same everywhere

proven spruce
#

that's a common Murican stance

forest edge
#

thats a common (not been anywhere but canda in my life) stance

proven spruce
#

f.e. someone from China would laugh about all this card talk

umbral cliff
umbral cliff
forest edge
#

sure there was something mentioned during school but how things work in other countries but as a teenager you really only wanna get laid then pay attaention to oversea practices lol

glacial knot
proven spruce
umbral cliff
clear ferry
proven spruce
#

even to me this bank card talk is a bit outdated

umbral cliff
forest edge
clear ferry
#

It is all based on your income and loans

forest edge
#

my credit has been very good to me over the years. and I wanna keep it that way till i die tyvm

clear ferry
#

I have no need for a credit rating, I just call my bank, then I get money if I need it

#

Took me 4 minutes to get a $85k loan

forest edge
#

I have no need to call the bank

umbral cliff
#

You write a letter? Or go in person?

clear ferry
#

I actually just send a mail

forest edge
#

get loans online

proven spruce
#

banks just know 😄

umbral cliff
clear ferry
#

Barely

forest edge
clear ferry
#

Dialup master race

umbral cliff
forest edge
#

yours is ass

umbral cliff
#

What’s the fastest plan you can get

forest edge
#

we hear about it all the time in here lol

clear ferry
#

They get 1800/2 easily @umbral cliff

glacial knot
#

yea, aussie internet and rent are ass

clear ferry
#

With 2.5g weird modems

umbral cliff
forest edge
#

don't you know.. we're on speed of light now

#

there is no speed rating

#

it's just instant

clear ferry
#

And limited to 20gb a month please

umbral cliff
forest edge
#

damn norway got capped

glacial knot
umbral cliff
glacial knot
#

yea, fuck that

umbral cliff
#

When the median salary in said city is around 55k-75k

clear ferry
#

Ooof

umbral cliff
#

Canberra - capital city. Most jobs are gov jobs. Pay well

#

Graduate jobs start between 55-70k

clear ferry
#

I pay aud900 per month for my house

umbral cliff
#

It’s high rent here, affordable with graduate jobs. It’s housing prices that are unaffordable

forest edge
#

oh wait you all don't have retirement

#

nm

#

same day amazon shipping is so nice

glacial knot
forest edge
#

pretty sure everyone in this channel is a troll

proven spruce
#

i'm a goblin

clear ferry
forest edge
#

lol

clear ferry
#

I'll buy another house long before that

forest edge
#

rent to own

clear ferry
#

Renting 🤢

umbral cliff
clear ferry
#

401k you say

forest edge
#

lol dosen't work? where do you get this information? are there tabloids in au?

umbral cliff
forest edge
#

i think your friend is stupid

clear ferry
#

Don't mind @forest edge he works on his own farm and doesn't partake in retirement @umbral cliff

forest edge
#

I been retired since i was 33 lol

clear ferry
#

So 30 years then

forest edge
#

the retirement system here works just fine. and so does the 401 for people who aren't dumb

#

back to the dimwits I was talking about earlier.. only those people really struggle

umbral cliff
#

Does your employer put money in for you, above your salary, or do you have to put it in yourself?

#

For a 401k

umbral cliff
#

And does the money get invested to raise value

forest edge
#

most employers put in money for both the 401 and a separate retirement fund

#

any money put into any kind of fund or pension gets interests no matter what it is

umbral cliff
#

Not interest. Investment

#

You can get a lot more from investments than interest

forest edge
#

you can lose too

#

they don't do that kind of investments

glacial knot
#

shutup atx

#

I know what you are going to say 😄

clear ferry
proven spruce
#

just buy dogecoin

glacial knot
#

oh not even. I'm srurpsied

forest edge
umbral cliff
proven spruce
#

isn't Roth IRA better?

forest edge
#

the 401 is accesable for you to do whatever you want

#

the other funds are not

#

but companies also have thier own retirment fund for the employees

#

those you can't do anything with in terms investing decisions

clear ferry
#

If I do nothing on top of my regular income and retirement through work my last calculation was $80k a year if I retire at 65

#

Until I die

forest edge
#

your whole system is whack tho so

clear ferry
#

Touché

glacial knot
#

having the communists be better capitalists than the capitalists leads to weirdness

umbral cliff
#

I get 10-15% of my income added to my superannuation each paycheque. Gets invested and that’s my retirement. Already made like $20 on $120 over the last 6 months

#

Can’t wait to actually earn super lol

clear ferry
#

Aud200k a year or bust @umbral cliff

forest edge
#

buy land and rent it out

#

then buy more land and rent it out

#

rinse and repeat

#

just don't buy houses and rent them out lol

umbral cliff
umbral cliff
forest edge
#

yes and quad can fill you in on that but omg the pain in the ass it is

proven spruce
#

renting is just another job and one that sucks

forest edge
#

not renting out land, atleast not here

glacial knot
#

just need enough mass to have someone else do the job part and still make a profit

forest edge
#

easy breezy

glacial knot
#

like most things

proven spruce
#

renting land sure

forest edge
#

land is the long term pay off

proven spruce
#

it's better to make the money you earned work for you than create another job for yourself

forest edge
#

more acre vs a house plot in the long run will triump over whatever you made all the years renting the house

proven spruce
#

in Europe its even more profitable since you can buy up small plots and consolidate into a larger plot thus increasing the overall value since land is heavily fragmented

glacial knot
#

also helps a lot if you were born in the 40s when land was still cheap

#

if you can find people selling plots like that

proven spruce
#

land always gets sold

glacial knot
#

They actually have issues buying land off of most (active) farmers here. Either they trade for different land or take retirement for 3 generations money

forest edge
#

kind of the same here

#

cept those times some big company wants it then you just roll into the 1% overnight lol

#

i had sprint offer me like 70k a month for a half of acre to put a cell tower on

#

I almost accepted it too

clear ferry
#

Lol land

#

Also renting out 🤢

forest edge
glacial knot
#

atx farts land?

forest edge
#

do farts fall out in germany?

#

would kind of like to see that lol

clear ferry
forest edge
#

well my zigbee dongle shows to be arriving today

#

guess I get to experince the horrors of zigbee like so many of you soon lol

glacial knot
#

"horror"

umbral cliff
forest edge
# umbral cliff Which dongle
umbral cliff
#

Ah nice

#

I’m awaiting mine still

glacial knot
#

No PoE?

clear ferry
#

Thats too modern for Sonoma

forest edge
#

i dunno if it can do poe if you add the ethernet or not

clear ferry
#

Remember his fuel economy

forest edge
glacial knot
#

oh right. He wants a diesel generator on site instead of PoE

clear ferry
#

Better keep that landline running

forest edge
#

poe generator? lol

umbral cliff
#

If you get the non Poe one can you later add Poe

forest edge
umbral cliff
#

The one you got. Since I got the same one but over the next 12 months will probably add poe to home network

forest edge
#

you can add the ethernet later if you want. and i am not sure it does poe.. sure it will say in the description

#

tube dm'd me when i asked in zigbee channel and he was local and i was like sold!

umbral cliff
#

Yeah I wonder how hard it is to add poe to one of these

forest edge
#

figure once i get it I can always hit up atx for knowing wtf to do with it since his whole home is zigbee infested

umbral cliff
#

Mine has cleared customs and now awaiting delivery

forest edge
#

nice

#

how long did it take so far?

umbral cliff
#

December 3rd to now

#

Probably be delivered Thursday/ Friday

forest edge
#

glad to hear the boat goes just as slow the other direction lol

umbral cliff
#

It spent a lot of time jumping through the USA

#

Left for australia on the 21st

#

Cleared & arrived today

#

Which is about right for delivery

forest edge
#

funny thing is he's not too far from the coastline either

#

yet i am sure your package did the country tour

umbral cliff
forest edge
#

oh well that wasn't far then

umbral cliff
#

Only the other side of the country to me 😂

#

Normally they go to lax to leave

clear ferry
last cedar
#

That's not a lax

bitter pawn
#

hah nice

last cedar
#

Is anyone going to help me?

last dirge
#

poor thing

last cedar
#

What would you grab though

last dirge
#

the can

last cedar
#

I feel like the tail would be asking for snarls

#

The feet could scratch

pale shadow
#

👋

last dirge
#

I'd try to tip the can over

#

and hope it's not stuck like a hula skirt

last cedar
#

Probably best tbh

#

Unless you had thick gloves with you

clear ferry
#

Dis U @last cedar ?

last cedar
#

I actually can't stand football

#

So no!

mortal pendant
last dirge
#

that van is movin

#

is that completely unplowed?

#
mortal pendant
last dirge
#

I've never seen snow like that

edgy matrix
#

Anyone out there aware of a Discord for Synology NAS?

clear ferry
last dirge
#

3 year old reddit thread has one

clear ferry
#

Lol qnap

pale shadow
# clear ferry Lol qnap

If it were upto me, we'd just have a bunch of sans that replicate to different buildings. and a big ass tape library

#

But apparently that isnt cost effective

lost yarrow
#

heyo, i have found "Fully Kiosk Browser & App Lockdown" on the playstore. Supports MQTT. Does anybody have a FOSS alternative to that?

gaunt carbon
#

Hi, are there any known Issues if I install Pi-Hole on same RPi which runs HA?

clear ferry
#

A lot of people do

gaunt carbon
#

cool, then I will too 🙂

#

Other question: Do you guys backup whole sdcard ?

clever mortar
#

There are, of course, no support questions in this channel

gaunt carbon
#

sure, no pi-hole support questions here

#

Thank you all

clever mortar
#

Well, no HA support questions 😉

#

Read the channel topic

clear ferry
#

I just don't run on SD cards

clever mortar
gaunt carbon
glacial knot
#

you don't run on pis either atx

#

well, you maybe. But not your software

clear ferry
#

I do run one pi currently

#

And I have four others

#

🤢

glacial knot
#

one of each generation?

#

what do you run on it? sl?

clear ferry
#

Zigbee2mqtt

glacial knot
#

why?

clear ferry
#

Because having my ZigBee coordinator in the basement in a concrete garage isn't great

glacial knot
#

just plug in a couple proxies /shrug

clear ferry
#

I have a rpi4 with esxi installed here somewhere, and three zeroes I'm gonna use for some projects

glacial knot
#

says in a tiny flat with the coordinator at the physical center

gaunt carbon
clear ferry
#

Preferably to something else than a pi

glacial knot
#

Bananapi 🙂

#

are they still around?

clear ferry
#

Probably

gaunt carbon
#

Is a rpi4 with esxi fine? I mean good performance?

clear ferry
#

No, i use it for testing NSX-T multi-site

clever mortar
#

Pi and performance in the same sentence only works when you use words that mean lacking

clear ferry
#

Or comparing it to an esp8266

glacial knot
clear ferry
clever mortar
#

Oh, if you want compact and not totally crap they're fine... at least if you back them with industrial SD cards and proper power

In other words, if you don't use them like home users do

clear ferry
#

Users 🤢

glacial knot
#

if they had 4k support on h264, not just h265 they'd probably sell pretty crazy for us

clear ferry
#

They run 320x240 pretty well

glacial knot
#

they actually do 4k pretty well when driven properly

#

but that requires in put that bypasses everything else on the device. Like h265 video stream directly into the accelerated decoder

clear ferry
#

I'm guessing 2022 will be the year where edge computing will expand

#

But it needs more than a pi

#

We've had a few both intel and arm sbc for a few years

glacial knot
#

the year of the linux desktop? 🙂

#

Jetson Nano 😂

#

hate it

clear ferry
#

Stuff like the Edgeline 300 / 1000 / 4000

#

Processing data on the edge, then reporting back to the DC

glacial knot
#

I know the concept. Amazon greengrass actually sounds pretty cool for that

clear ferry
#

It just hasn't caught on yet

#

Because customers are usually too set in their ways

#

we've done it like this for 25 years

glacial knot
#

also goes against the big data trend where everything has to be always connected

#

which needs to die

clear ferry
#

Yes

#

Hopefully my solution architect role for EU will materialize in 2022

#

So I can change the minds of some old men

gaunt carbon
#

any guide here how to install Home Assistant and Pi-hole on same RPi ?

glacial knot
#

We have advice against it 🙂

clear ferry
#

.topic

#

No support in here

gaunt carbon
#

I know, but here is off-topic 🙂

clear ferry
#

No

#

It's on topic

#

Any of the installation channels can help you

gaunt carbon
#

ok i go and search for any guide

peak mountain
#

For those who remember Weather Timeline - I was missing the design a lot recently, so I decompiled the most recent APK, reverse engineered the new api, and hosted it myself using openweathermap data (then modded the url in the app). Is this something anyone might be interested in as an open-source project/guide?

late gate
#

Any expert on this? If i want to run proxmox thats debian 11 now- fair enough. Why does most people suggest running each docker container in an lxc, instead of one lxc for all dockers or docker directly in proxmox os. Seem to me to be a waste running 20 lxc containers with docker

clever mortar
#

"most people" 🤔

#

I'd question your sample size

late gate
#

Ok a trend then. Seem like most new tutorials suggest this method

low harness
#

When I used proxmox I ran docker directly on the host.

#

I'd guess someone got something terribly mixed up. LXC is not entirely unlike docker...

clear ferry
#

Lxc is fine, but for most homelabs docker makes a lot more sense

#

And it makes more sense to learn docker over lxc to real life install base

signal osprey
#

#nodered query but its quite dull there

clever mortar
#

Patience @signal osprey - and please don't crosspost

clear ferry
#

Nodered 🤢

clever mortar
#

People will help when they can, not when you demand it

signal osprey
clever mortar
#

So... if the channel is quiet it's quiet. Just be patient

low harness
#

"WSL vs tmux" Lolwut?

#

Man, those "helpful" comparison sites...

proven spruce
#

DOS vs Android!

late gate
#

Running docker is not an issue, but why run it inside an lxc that baffles me. Maybe to have backups, and host seperation on things that run (install minimal bare)

#
TheOrangeOne

Docker is a great containerization technology for running applications. It keeps multiple applications completely isolated from each other, only allowing connections exactly when you tell them to. But what if you’re on a hypervisor? You want your host OS to be as lean as possible (else it defeats the point), but you don’t want the overhead and a...

clear ferry
last cedar
#

Tmux is awesome

clear ferry
#

Finally got my appointment for the booster shot

last cedar
#

And when you find out how do make more windows

late gate
#

I got it weeks ago

last cedar
#

And then when you find out how to make more pages of windows

proven spruce
#

need to recharge the bill gates chip eh...

late gate
#

I got full 5g coverage now

last cedar
#

Like the sanders meme

clear ferry
#

I'm getting private 5g

last cedar
#

I need to book my 3rd shot

late gate
#

you dont even need a phone after 3rd booster

last cedar
#

They even give it to raccoons

late gate
#

voices in your head

last cedar
late gate
#

darn so the voice said that I won a new record on snake on my 3210 brain phone was false?

last cedar
#

Maybe?

#

Oh well, maybe they are real

#

And sometimes they do have great ideas

late gate
#

frigate are very accurate today

clear ferry
#

70% dog, it's grandmother in its father's side was a dog

last cedar
#

I love that wood paneling like omg

clear ferry
#

I have my threshold at 80%

last cedar
#

So you don't get any crossbreads triggering it then? @clear ferry

late gate
#

Im waiting for a new camera for the entrance. this one is just temporary and well yeah its horrible

#

regular with that panels here @last cedar

last cedar
#

If an ass comes past it says 50% donkey, 50% horse and doesn't trigger? @clear ferry

last cedar
#

I am going with vertical panels on mine, house is so small it will look like a pancake if I lay them down

late gate
#

my house is over 10m high with cellar so it works

last cedar
#

About 6m here

#

1 floor above the cellar, cellar is partially underground

late gate
#

partially underground. good luck with wifi, zigbee and zwave :p

#

Book of boba fett is out for those who have not noticed!

last cedar
#

I am actually doing okay for signal, thankfully zigbee is mesh. Otherwise I would be snookered

#

I am potentially wondering if putting a pi for z2mwtt may be wise, like @clear ferry did/ does

#

Wifi ap is going up a floor

#

And probably going back to 2Ghz tbh, don't need the speed

late gate
#

Im running an WIfi6 unifi ap point in each floor (3 floors)

#

works fine, but need one more in the garage

last cedar
#

2g was congested where we lived before, now we live on 1500m2 land, no one else to interfere

last cedar
late gate
#

2g is horrid here

#

people use routers that cover 4-5 channels

last cedar
#

I have one of those eap245, was thinking of grabbing something else and giving to parents

midnight adder
#

Hi, I posted an comment on add-ons topic abous Mosquitto. Is there someone can I help plea&se ?

umbral cliff
umbral cliff
last cedar
#

I believe mine uses same channel, but is 40Mhz wide on 2ghz and 80 or 160 on 5g?

#

So I probably also need to be arrested

midnight adder
clever mortar
#

People will help you when they can

#

Cross posting for attention is likely to get you muted, not get you help

late gate
#

@last cedar 40mhz should be death sentence - ruins zigbee

#

Here is an iditot with 40mhz near me. he covers so many channels, and at least 2 zigbee channels

last cedar
#

Only if 40Mhz on 1 channel?

#

Aha, well as I said this is on 1500m2

#

So we don't disturb others

#

That is a LOT of ssids

proven spruce
#

that's living in a cage for you

umbral cliff
proven spruce
#

i have only 5 SSID's and 4 of those are mine 😛

late gate
#

just stick to 20mhz 1, 6 and 11

dusky plank
#

or 13 😉

late gate
#

or just dont do over 6 and keep zigbee silent

last cedar
#

And wifi

dusky plank
#

zigcoon

last cedar
#

I want to get door entry system working too

umbral cliff
#

Also what’s a good mounted wifi AP not including unifi (seeing if there’s a reason to go elsewhere for that or whether I just go with them)

last cedar
#

So I can give them all rfid tags

dusky plank
#

+1 tplink

finite atlas
#

raccoos with rfid tags, neat idea

late gate
#

whats the problem with unifi?

umbral cliff
last cedar
umbral cliff
#

What’s the management interface like for TP Link? Is it as crap as most wifi router interfaces?

late gate
#

The people with problems that hate them. I had them for years and worked flawless

finite atlas
dusky plank
last cedar
#

I went with thr tp link because it was half the price and reviewed as good as the ubiquiti at the time

dusky plank
#

did i mention that they are expensive?

umbral cliff
#

They’re the same price as TP link so they’re equivalent

#

(Both wifi 6 are around $150-200)

last cedar
#

I believe thr tp was 849 sek and the ac pro was 1649kr at the time

dusky plank
#

you can pretty much put openwrt on any tplink device

last cedar
#

Not sure how current models compare

dusky plank
#

thus, everything is possible

late gate
#

Im quite invested in unifi with switches, router, ap points etc so I dont think its a point to switch

glacial knot
#

buying into the vendor lockin 😂

late gate
#

only issue for me is lack of some ipv6 support, manual dns entries and no L3

umbral cliff
#

I’m looking at making a network now so happy to try either. Tempted to get a unifi AP and see what it’s like, because management interface looks nice. Compared to openwrt which is… crap

late gate
#

@glacial knot well they can run standalone if I want

dusky plank
#

use DAWN for openwrt

umbral cliff
#

Unfortunately this ended up being a mis price otherwise great deal even if unifi 😂

last cedar
#

Omg

late gate
#

@umbral cliff The weird thing is the old unifi UI is better than the new. I dont know why they removed so many options in the new UI

dusky plank
#

and the unifi APs generally do not achieve the speeds of commercial APs

umbral cliff
dusky plank
#

they are built for > 100 devices, not the speed

glacial knot
#

Mis price?

late gate
#

I get 800mbit on 80mhz so Im happy on wifi 6 I achieve 1200mbit internally (like appletv)

umbral cliff
dusky plank
glacial knot
#

ahh

umbral cliff
#

I placed the order last night, refunded today due to that lol

glacial knot
#

Are they 10G ports? Or why would it be so expensive? o.0

umbral cliff
dusky plank
late gate
#

I just order directly

umbral cliff
glacial knot
#

Why don't you use the good 160MHz channels? 🙂

late gate
#

@dusky plank That is correct. They need more fine tuning

#

@glacial knot cause of its not worth the hazzle

glacial knot
#

I still need to find a good WiFi6 VLAN AP...

last cedar
umbral cliff
dusky plank
#

the heck

#

you can put openwrt on unifi APs now

glacial knot
#

1GB SFP is cheaper than a copper port most of the time

umbral cliff
#

I’m currently using a d-link wifi router and want to get something good that works on POE, so then I can have a nice home setup

dusky plank
#

I'm looking at the totolink x5000r

umbral cliff
#

Only would need 1-2 APs. Unifi has the one with 4 Ethernet jacks at the bottom which could be useful for by the TV

#

Just no wifi 6 one of those yet

glacial knot
dusky plank
#

Aruba is also comparable to unifi

late gate
#

I think its higher quality, but higher price

#

If I started again I might have gone another way

glacial knot
umbral cliff
glacial knot
#

jup

umbral cliff
#

(But yeah can usually get the same products here so having a comparison list is great, so thanks!!)

dusky plank
#

I dunno, I find unifi, aruba and the likes are made for enterprise. I would not use them private

umbral cliff
#

I thought unifi was prosumer now

late gate
#

unifi is getting better

glacial knot
#

I generally look into the SMB target devices

late gate
#

I had it from the square ap fiasco

#

and it just got better

glacial knot
#

they have the basic advanced features I want and don't start with bullshit licenses and other enterprise "features"

late gate
#

BUT simple things a home router just does unifi and aruba doesnt do

#

like easy connection for iot

#

I dont know why

#

I guess cause home routers got more wide settings

glacial knot
#

What?

#

what easy connection? And home routers are mostly pretty constrained. Outside the enthusiast class I guess. But they are in the same 100€+ price range

late gate
#

An example. Say you buy a product with a bit wonky chip unifi where you have to stand on your head, pray to the gods and do an interpertation dance to make it work home routers just take them, while unifi require tweaking of dtim etc

#

But this got better now when you can lock clients to an AP

#

no more problems with different channels

umbral cliff
glacial knot
#

Most people use a combination router/modem/ap either way

umbral cliff
#

(Like the one my ISP gave me which couldn’t support more than gigabit on the Ethernet ports if more than 2 devices were using it)

glacial knot
#

spending 100€ on a pure AP is probably already way out of reasonable home users budget

late gate
#

I would say unifi is the cheapest best system you can get as an entuiast, especsially if you put a bit more money on the pro series (10gbit backend, pro ap etc)

#

regular series usually got 2,5gbit backend

umbral cliff
glacial knot
#

my entire home-net is currently 1Gb/s
10Gb/s switches are a bit expensive and teh 2.5G class wasn't really a thing yet when I bought stuff. It's also a very weird one IMO

late gate
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I dont run pro switches

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Im ok with 1gbit network for now, and my nas is connected to each switch (4 nas ports)

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so its divided between switches and ap on different switches

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with spf between them

glacial knot
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when I upgrade the home-server I could upgrade my switches to at least have a 10G interconnect on them. But with only a single device that supports that /shrug

late gate
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I would at least have a 10gb router and one 10gb core switch

umbral cliff
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2.5G is still a little too expensive for me to factor in yet. When I get a NAS gonna look for one with 2.5 in it, then eventually have 2.5G switches when I have a need for it

late gate
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then points can be 1gb

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synology got 10gb nas

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I just got one with 4x 1gb

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but in real life when do I ever need more speed?

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But in still building my new rack. Got a 3000w UPS in the mail yesterday, but waiting for the rails for it (of course they split the package)

last cedar
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Only 3000W. A small one then? :P

late gate
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I had massive UPS setup before

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over 20000w

last cedar
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3000W is pretty massive

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Wow

late gate
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6 UPS in series

last cedar
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You were powering the whole municipality, I guess?

late gate
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No, I had a 1500l aquarium

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that had to run

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now I want enough power to run a backbone with POE

glacial knot
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if I felt like upgrading a core switch I'd probably go with 10G SFP+ ports only on the switch. And then plug in copper/glas as needed for the specific downstream devices

late gate
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so I can run things in the living room over ethernet POE even if the rack is in the cellar during power out

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My proxmox is running on a laptop so that got its own battery

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My Home Assistant is so light now I think it actually could run on the new amber/yellow since I offload everything to other devices

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That would work well with its builtin zigbee and I got the aeotec internal zwave

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and POE version of course that could run during power outage

last cedar
late gate
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yeah it took 1kW to run

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just the equipment not including the lamps

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Im breeding tortoises now so less sensitive

zealous kelp
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Hi I'm new in home Automation and my question is. Is there any Free services that can integrate my Home Assistant with my GoogleHome

late gate
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yes, the diy method

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wont channel btw

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(I got finally to say it)

clever mortar
late gate
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dont steal my thunder! :p

glacial knot
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🌩️

glacial knot
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@clear ferry are there SFP modules that support PoE?

late gate
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My breeds!

last cedar