my suggestion is short..
wildness is place what is meant dangerous and high risk vs high rewad.
soni suggest removing automatic pet insurance from all wildy bosses then you get it.
wilderness is meant to be most dangerous and high risk place ever.having auto insurance in wildy ruins since it removes all risk and makes it being any joke.
after you get exit wilderness your pet will be automatically insuranced.
i just want just spice it up more and making it more thrilling then you get wildy boss pet drop.
if u get drop u risk loosing it ur pet if u get killed by another players,if u cant reach safe aera like mage bank