With New Rise, you can get gear for free by running content. That takes the need for purchase out of the equation.
This will drive material prices down and Masterwork quality gear prices down as many will settle for the "good enough" attitude that will come from it.
This will temporarily anyways create a deflationary market, while you pay nothing to get gear.
Then you just put in elbow grease to get what you want, with the gear you acquired, to run high end content.
Otherwise, there are many great ways to earn gold that isn't a huge time sink, including Fynni Farming, clearing your Glenns and Techs for checks, and selling material drops, and NPCing high ticket shop sale drops you get from chest rewards.
I can earn a couple mil a week on NPC shop sales, 4m in checks on Techs, 4.2m in checks on Crom and 3m+ on HM/VHM Glenn. Adding Fynni Farming, I can earn 8.6m a week. Theta is leaving so I won't count that.
This doesnt account for Gold drops, or big ticket AH sales items and random party splits from Misc content, or running AHM for stray BMEs.
All collectively upward 20m just for the aforementioned items per week. Takes no more than 7 hours play time a week in that content for 20m a week.
Post New Rise(this coming Thursday) we are cutting our expenses drastically for gear acquisition as it comes from end chests now(craft still optional and best quality/damage is crafted) and nerfing content to be easier and more accessible.
Gold wont be an issue this week.
Hang in there. I believe in the you, who believes in you.
P.s. Fynni Farming isn't going anywhere. Anyone at any progression point in the game can get started, and you cap out at 8.4m gold for the account for less than 2hours of total play time per week. Easiest way to make gold passively by far. Even if you decide to fynni farm, you can make 1.2m a week with 4 Fynni Cages which puts you on pacr for 62.5m a year. If you use 8 characters(7 with 4 cages, and 1 with 2 cages totalling the maximum deer allows you to sell at 30 whistles) that will put you on a minimum of 436m a year pace.