Credit Loans

[tough brook]

loans require a payment back eventually

i wouldn't trust the minehut community on that

[frigid mica]

yea that is not gonna work

[tough brook]

Could you explain how it would work

[dim fjord]

..just why

[torpid sage]

Could you explain why you don't like the idea?

[tough brook]

I've already explained why

[torpid sage]

why

[tough brook]

But you haven't given us any idea on how it would work

After saying it's not generic, which is what my reason was based off of.

So we really cannot come to a conclusion here

[torpid sage]

why

[tough brook]

I would really appreciate it if you could answer my questions, rather than just repeating the phrase "why" like a child

[torpid sage]

How do you want me to answer them???

[tough brook]

^

[tough brook]

Like a human, maybe

[torpid sage]

Okay I'll explain, you get a loan for the money from your bank and use that money for credits. You eventually pay the bank back. I hope I made it clear enough.

[novel stratus]

minehut players will never pay the bank back

ever

lol

[torpid sage]

Then they would just get their home's taken

or something worth the value of the loan

[novel stratus]

troll lol

[torpid sage]

What?

[dim fjord]

You'd also have to account for the cough intelligence of the general MH community
What exactly is the use for this? I get it's a loaning thing, but why do you want it?

[novel stratus]

free credits to never be paid off

[dim fjord]

Yep

And we've seen people whose servers got suspended just move onto a new account and repeat, so this "credit loan" thing would enable that even further

[jolly peak]

ip and hardware address banning is probably as far as a ban can go really

[weak imp]

What kind of collateral would someone put down on a MInehut credit loan? Maybe they could put down their rank or something, but that sounds stupid.

[dim fjord]

If I did want this to be a thing, I'd probably make the collateral be suspension of the server til the loan is paid. Not everyone has their accounts linked so collateral relating to something in the panel would be better

[marsh fable]

The creator definitely planned to use this feature maliciously. Just keep on recreating accounts, unless they're linked with a card.

But that can obviously still be bypassed, since there are free services that allow you to create virtual credit cards that have a 0$ bank balance.

For example: Revolut, Privacy.com.

[dim fjord]

Just what I was thinking as well.

[torpid sage]

So I don't have people joining my server asking how to get credits for free

[dim fjord]

..what? That's your reason?

[torpid sage]

yep