#community

1 messages · Page 313 of 1

jagged ridge
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and one of the pro investors was saying that 15 years of steady investing is alot of investing

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im not trying to become a billionaire here

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but at this rate.. i probably wont have to grind hard when im an old man at least

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even if i open the roth ira late

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like.. i think wanting a house etc is overrated

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EVERYONE wants a house these days

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bro .. why lol

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even 100,000 put to the side JUST FOR RENT.. do you know how much that is? even around nyc/north jersey

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for a house thats nothing.. but for rent? i can live and just work and continue saving

timber plover
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I ain't reading allat

jagged ridge
nimble jay
#

Who do you think will have more by 65, a 20 year old who put $1000 in an account and then $400 a month until 65. Or a 46 year old who put $100,000 AND $1600 a month until 65

jagged ridge
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obviously the younger person

nimble jay
jagged ridge
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but im not pursuing that

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like i said i dont need to be a multi millionaire it looks

nimble jay
#

The Roth ira is the first account anyone should make

nimble jay
jagged ridge
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mebe ill make one SOON then

nimble jay
#

Taxes are half the battle

restive plank
nimble jay
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If you don't structure taxes right you're fucked

jagged ridge
cursive fox
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hi

jagged ridge
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as long as i have enough rent money for a few years

restive plank
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I only get 4.25%

nimble jay
cursive fox
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have you ever seen a person going to the gym for the past 12 years fight with someone with a huge ego

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I just saw it, was fun

jagged ridge
nimble jay
restive plank
nimble jay
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Also how do you have a savings account giving you over 4% Holy shit

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You'd need $100,000 to get that here

restive plank
restive plank
nimble jay
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4% is 4%...

restive plank
nimble jay
restive plank
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America is weird lmao

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Oh well

nimble jay
restive plank
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4% but my pay isn’t as good as the jobs in the US

jagged ridge
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"the rich get richer"

restive plank
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I think 4.5% is the max?

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I’m not too sure

cursive fox
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everest not visible Sadge

jagged ridge
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i was never good at saving lmao

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id just buy stuff

restive plank
jagged ridge
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investing im good at

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for now

nimble jay
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I found a gem here, 3.1% with only a $5,000 minimum. It almost sounds too good to be true.

Most savings accounts here give you 0.001% until you put in over $10,000 and when you hit that it becomes like 1.3% or some meek shit like that

restive plank
nimble jay
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That is why I don't have a savings account rn

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They are effectively useless

restive plank
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I try to add like $800 a month into my savings though

jagged ridge
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id rather just have my money work for me.. its so exciting and i feel like im part of the country now

tight linden
restive plank
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$400 minimum

jagged ridge
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like.. i want one of those shirts with the american flag on it now

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i hvae money invested in this country

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how cool is that?

restive plank
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My savings interest kinda pays off my subscriptions icl

cursive fox
restive plank
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I made a joke

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I don’t everest

lean veldt
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Hi

nimble jay
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You aren't apart of the country all you're doing is funding billionaires who thrive on slave labor

jagged ridge
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lmao

nimble jay
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So am I but I am honest about it

restive plank
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I don't ever rest, get it?

jagged ridge
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i feel like im part of the group now

nimble jay
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The eating babies group

restive plank
restive plank
jagged ridge
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like.. if all the old people will be like "ohh no.. the stock market crash is here" like.. ill be able to relate at least

nimble jay
jagged ridge
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lmaoo

nimble jay
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Saving accounts are useless here

restive plank
jagged ridge
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saving is icky

restive plank
cursive fox
jagged ridge
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i give my money to the stock market

nimble jay
restive plank
nimble jay
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I wish

restive plank
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WHAT

jagged ridge
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IF i was to save... id rather just buy cell phone sized gold bricks

nimble jay
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Did you not read anything I sent earlier

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Lmao

jagged ridge
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go for like $2000

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who me?

restive plank
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My bad

sterile raft
restive plank
jagged ridge
sterile raft
restive plank
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I had 0 money and I started with 4% or like 4.25

sterile raft
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There are two markets lottery and fraud

nimble jay
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You must have high ass interest rates in Australia

jagged ridge
restive plank
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That’s insane

restive plank
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whenever you open a bank account iirc

nimble jay
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No I meant borrowing money yield

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Not your savings accoutns

jagged ridge
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for example the spacex ipo might actually be dangerous to invest in

restive plank
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or

lean veldt
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Huh?

jagged ridge
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but anthropic and openai might get me millions

nimble jay
#

If your bank is offering 4% savings accounts then your mortgages must start at 9%

restive plank
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I skipped money yields during maths

random nest
restive plank
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he’s had the house for like $630k for about 10 years now and it still isn’t paid off

nimble jay
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I'd rather be homeless than get a mortgage with a double digit interest rate lmao

restive plank
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Idk if that’s normal

jagged ridge
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bro mortgage is a trap

jagged ridge
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idk why everyone wants that

restive plank
nimble jay
restive plank
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so this is what it’s like to own a house…

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You’re forever in debt

random nest
jagged ridge
restive plank
nimble jay
restive plank
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and then live somewhere small

nimble jay
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It was a lot more stable back then

jagged ridge
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all i need is some cheap studio.. and invest everything etse

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wtf do i need a 8000 mortgage vs a 1200 rent for?

nimble jay
restive plank
jagged ridge
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bro.. 8000 vs 1200 lmao

restive plank
jagged ridge
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plus.. landscaping etc

random nest
nimble jay
restive plank
river reef
#

Hey vsauce, Michael here

river reef
#

It's race week

restive plank
jagged ridge
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nah bro.. id rather rent

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30 years trap

restive plank
nimble jay
restive plank
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Rent is only good for short term

lean veldt
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Why is my new pup doing this

random nest
lean veldt
nimble jay
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If my parents were renting the place they own they'd be paying three times the amount that their mortgage costs

restive plank
jagged ridge
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but again id rather have 1200 rent vs 6000 mortgage

random nest
nimble jay
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Would I rather have a $900 a month mortgage, or start renting at $900 a month and suddenly it is $3400 a month

restive plank
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@jagged ridge just buy the house without a loan

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boom

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You own the house

jagged ridge
restive plank
jagged ridge
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bro would have to put down like 600,000 on a 800,000 house or something

jagged ridge
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who tf has that kinda money

restive plank
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Save.

nimble jay
jagged ridge
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pay off 200,000 for 30 years

restive plank
nimble jay
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It's called buying a house back then

restive plank
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take me there

nimble jay
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And living in it

restive plank
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NOW

nimble jay
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Vs renting and have your rent become unaffordable

jagged ridge
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well in alabama houses go for like 300,000

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still today

restive plank
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back when houses were like a few hundred thousands

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and a mansion was actually 1 million dollars

jagged ridge
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you can still get a nice house in the usa for cheap

nimble jay
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Yes, this is why renting doesn't work long term unless you have rent freeze

jagged ridge
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just .. not by nyc

nimble jay
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Or rent control

restive plank
nimble jay
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You are at whim to the market

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So when you want a place to live suddenly a 2 bed 2 bath is $2700 a month

random nest
restive plank
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My dad can either keep the home he has now or just sell it when he retires and he’ll earn like a few million easily

jagged ridge
restive plank
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before tax

nimble jay
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And if you don't buy a home you are fucking over your kids for the most part. They inherit nothing and you're left giving a random due hundreds of thousands of dollars

nimble jay
nimble jay
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It's kinda expected

jagged ridge
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erm

restive plank
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easy

jagged ridge
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im not inheriting a house.. my alleged future kids arent either

restive plank
jagged ridge
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i MIGHT inherit a house

nimble jay
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You just said you weren't

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So what is it lmao

jagged ridge
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my parents might buy a house but idk if theyll eventually give it to me

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im their only kid

restive plank
random nest
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I built a business instead of buying a overpriced shihhh ahhh house

restive plank
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how does it feel!

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hmph

pseudo turret
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Lonely

jagged ridge
restive plank
restive plank
jagged ridge
nimble jay
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If you plan on living somewhere over 7 years, always buy it.
Imagine renting from a nice old lady who lends you the place for way under market value. Then the nice old lady dies, new people buy the house, and rent doubles overnight

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No one should have that much control over your life

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Shit like thay happens every single day

jagged ridge
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i THINK i will inherit a house from my parents.. but inheriting a mortgage isnt always great

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but they have cash

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however. im still trying to make my own money.. never know

random nest
nimble jay
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Leases aren't 20 year things

jagged ridge
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my parents together have alota money saved up

nimble jay
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Once the lease ends you're fucked

random nest
jagged ridge
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i had a 1 year lease in chicago

random nest
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I like changing places I like better locations

nimble jay
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You say no shit but you just said a sentence that makes it seem like they are

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Changing locations at whim is a luxury, some people want to be close to family, friends, work etc

jagged ridge
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bro at least it looks like i wont be living paycheck to paycheck as an old man lol

pseudo turret
random nest
pseudo turret
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You need probably tons and tons of money to do that

nimble jay
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Uber is so dumb now

jagged ridge
nimble jay
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They charge so much and don't even pay the drivers jack anymore

pseudo turret
jagged ridge
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but you can just buy a condo.. you dont have to buy a whole house

pseudo turret
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Like super luxery

nimble jay
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Ohh

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Lol

jagged ridge
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you can even buy a studio

jagged ridge
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she rents it out now and owns a house

nimble jay
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What the fuck am I gonna do with a studio after the age of 30

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😂

jagged ridge
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i guess it depends on your lifestyle

pseudo turret
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Isnt a studio usually a big open area usually with 2 floors

jagged ridge
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are you one of those who wants to be married, have a house... etc etc

pseudo turret
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Well like 1 and a half

jagged ridge
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like literal everybody wants that lol typical stuff

nimble jay
jagged ridge
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theres some nice studios

pseudo turret
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Oh nyc apartment

jagged ridge
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if i never get married idc

slim swallow
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Good morning

jagged ridge
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literally if i never get married or have kids what do i need a whole house for

nimble jay
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That's a big goal in life for most people

jagged ridge
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not me lol

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i dont even swing like that tbh

pseudo turret
slim swallow
nimble jay
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Who else am I going to teach how to drive a go kart at 2

random nest
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I’m putting everything into a trust fund 🗣️🤌

nimble jay
#

And a real car by 6

jagged ridge
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i might make kids idk

nimble jay
pseudo turret
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I'd like to go with the nuclear family style

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2 parents, 2 kids, a house, a family car

slim swallow
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I'll get married and not have kids, maybe adopt idk

nimble jay
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I don't think there is a real reason to get legally married if you don't have kids

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Maybe taxes but idk

nimble jay
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Oh u right

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That too

pseudo turret
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Is settling down a late 20s thing or more 30s?

jagged ridge
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idk.. when i worked for amazon.. there was an old man who was about 60 or 70 years old who was saying he needed a second job or help from the governmenet just to be able to afford rent.. im just trying to avoid being in that mans position no hate towards him 😬

nimble jay
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You buy a house at 38 instead of 28

jagged ridge
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yall ever had a warehouse job and theres some really old man working there? like bruh.. im trying to avoid that at least

nimble jay
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So since everything is pushed back, so are the kids

warm compass
slim swallow
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There are many old women and men

jagged ridge
pseudo turret
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I mean settle down as in like stop fucking around with friends and stuff and focus on you and your own family

jagged ridge
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but like.. i might be able to avoid that

nimble jay
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I wouldn't stop hanging out with my friends

warm compass
nimble jay
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That seems depressing

pseudo turret
slim swallow
jagged ridge
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i dont need a mansion and 5 cars but at least i dont want to be that old man living paycheck to paycheck in a warehouse job

pseudo turret
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Of course not hanging out, always need a boys night

nimble jay
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5 cars prayge

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Can't wait

lean veldt
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Hi people

pseudo turret
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Hey Sophia

lean veldt
nimble jay
slim swallow
#

My marketplace ad got 131 views in 9 hours and got like 6 offers pleading

pseudo turret
#

We're talking about family and getting married and future stuff so if you want to jump in go ahead

pseudo turret
nimble jay
#

Imagine having to grow up like that

slim swallow
gentle dirge
#

Just woke up... lemme see

jagged ridge
lean veldt
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Yeah I want family and marriage someday

pseudo turret
slim swallow
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I wanna be married at like 23 😠

pseudo turret
#

I've been lucky to live in the us so not really any wars. The only wars really are all the protest kek

pseudo turret
nimble jay
jagged ridge
nimble jay
#

I spend way too much on food, I spend a shit ton on my hobbies, I don't look at the price of menus at restaurants, but what I do first is invest. I pay schwab before I spend a dime on myself

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And that is how I spend guilt free

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Because it's all factored in

pseudo turret
#

Don't most restaurants also just not show prices?

slim swallow
nimble jay
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They typically do

warm compass
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Most do but like

nimble jay
#

My dad is worse than me with that though

warm compass
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It don’t really matter ngl

nimble jay
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His lunches are like $50 a day

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He needs to stop

pseudo turret
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Oh I thought I seen a video or something where they get you to spend more that way

nimble jay
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😂

pseudo turret
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Idk though

slim swallow
#

50 a day on food godamn

warm compass
restive plank
nimble jay
#

Don't forget the $22 breakfast

restive plank
#

for 1 person?

slim swallow
nimble jay
#

Me an my dad are vacuums

pseudo turret
#

Man that's one hungry man

restive plank
nimble jay
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I'd have to eat 7000 calories a day to gain weight

restive plank
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Ah, metabolism

slim swallow
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When I lived in malta I only ate out every day and only spent like €25 a day

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On food*

pseudo turret
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Is it crazy I just see that and immediately know the theme with it?

nimble jay
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Whenever I eat somewhere with my friends I look at what I want to have, then order 2 servings of it

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And that is usually enough

pseudo turret
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The guy singing he bum bummity bums

slim swallow
nimble jay
nimble jay
pseudo turret
#

Man sponge bob was my childhood and he taught me a bit

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Newer sponge bob is so bad now

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After that one guy left or died (forgot which) it went down hill

nimble jay
#

The easiest way to not be fat af but eat what you wanna eat, is to avoid what tips the scale so to speak.
If you go to a fast food burger place. Just get the burger. Don't get fries, don't get a massive soda, don't drench anything in sauce

slim swallow
#

I like ordering pizza at restaurants just because those sizes are somewhat consistent among different restaurants

nimble jay
#

It's very easy to rack up calories if you're not conscious about what is actually contributing to them

slim swallow
#

I almost never order a drink at fastfood places either

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Can just walk into the grocery store

pseudo turret
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Plus you save money since the fast food places might charge you more

nimble jay
#

If I needed to lose weight drastically I could live off of sardines 82% dark chocolate and honey, 2 times a day

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That's like 1300 calories

jagged ridge
#

fast food is getting expensive

gentle dirge
#

I ate a burger yesterday and slept 15 hours

nimble jay
#

Nice

pseudo turret
slim swallow
slim swallow
nimble jay
slim swallow
nimble jay
#

It is a double patty with a lot of extra stuff in it

cursive fox
nimble jay
#

But I get 2

cursive fox
#

I can't sleep 15 hours even if I try xd

nimble jay
#

So a pound of beef since each patty is a quarter pound

slim swallow
#

I love beef..

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😋

gentle dirge
restive plank
nimble jay
#

Speaking of fast food, they closed my favorite chicken sandwich place right by my gym and when I found out it felt like seeing someone you know just suddenly die

restive plank
#

$12.60 for a double cheeseburger meal

jagged ridge
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thats alot

slim swallow
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BK is ass

restive plank
#

AYE YOU DEE

nimble jay
#

Burger King is garbage tier though so it being cheap makes sense

restive plank
jagged ridge
#

i used to like bk but yeah its really REALLY bad

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it may be tasty

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but its unhealthy lol

restive plank
#

maybe americano Burger King is bad

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You guys gotta try hungry jacks

nimble jay
restive plank
restive plank
pseudo turret
#

I think i just go to Burger King for something quick. Just get a bacon cheese burger. Half the time they mess it up but it's whatever I'll eat it still

restive plank
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No bacon

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That’s icky

nimble jay
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I haven't had burger king in probably 3 years

jagged ridge
#

i quit all fast food... i only do chinese food and pizza.. and you can argue chinese food is bad but ehh

pseudo turret
jagged ridge
#

oh and wawa.. i eat wawa lately

restive plank
pseudo turret
nimble jay
#

Bacon is life

jagged ridge
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but the places like bk and mcdonalds are BAD bad

calm helm
#

i eat hotcats

pseudo turret
#

That's an awesome gif

nimble jay
#

I only avoid bacon because most bacon has nitrate preservatives

pseudo turret
nimble jay
#

And lots of shit in them

restive plank
#

Bacon is the worst

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piggy ew

nimble jay
#

No

jagged ridge
nimble jay
#

Modern bacon is

restive plank
#

oink oink, I prefer mooooo

nimble jay
#

Real bacon isn't unhealthy

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Just very fatty

restive plank
#

Fatty and imo just unsanitary

nimble jay
#

Nah bacon is king

restive plank
#

Why would I wanna eat from an animal that eats its own shit 😭

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god

tight linden
nimble jay
#

Shits so good

jagged ridge
#

i dont eat bacon because of that fact that i wrote above lol

pseudo turret
#

Bacon is definitely a top tier meat

tight linden
restive plank
#

Cow just eats grass

pseudo turret
nimble jay
#

My cousin and I went to a restaurant as kids and my grandma wasn't looking so we ordered a shit ton of bacon.

Keep in mind I was 11 and she was 9 and we each at 14 slices of bacon

restive plank
pseudo turret
#

Me too

nimble jay
#

My grandma staring at the bill was the best

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$55 in bacon

restive plank
#

$2.60 per bacon?

restive plank
jagged ridge
#

bacon does taste good but all the facts of bacon make it unedible for me

restive plank
#

I’m allergic to it now gg

jagged ridge
#

lol

pseudo turret
#

To just bacon or pig meat?

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Like pork and stuff

restive plank
#

Anything to do with pig bruh

nimble jay
#

Nothing that should give me a stomach ache gives me one. I could eat the fried greasiest shit known to man then hop in an f4 car and take a turn at 100mph

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However

gentle dirge
#

Pig meat disgusting

restive plank
nimble jay
#

If I eat a salad the wrong way I'll throw up

restive plank
jagged ridge
#

a salad whyy

pseudo turret
#

I love pork and pork chops

jagged ridge
#

i love salad

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i should do a salad tomorrow

pseudo turret
#

So good🤤

nimble jay
#

I don't see the point in salad

jagged ridge
#

healthy

pseudo turret
#

Yeah it's just leafs and vegetables

jagged ridge
#

clear skin etc

nimble jay
#

Nah

jagged ridge
#

greens are good for you

pseudo turret
#

Just eat the vegetables normally

jagged ridge
#

especially if you put tomoatoes in it

nimble jay
#

I want a 16 ounce steak with my veggies

restive plank
jagged ridge
restive plank
#

I can’t eat tomato unless it’s a salad

restive plank
jagged ridge
#

eww

stray torrent
#

how do i go about getting my opressor mk 2 back after a cheater deleted it

jagged ridge
#

nuh uh

pseudo turret
#

Like you do an onion

jagged ridge
#

lmaooo

gentle dirge
#

There's a place in nyc that makes awesome salad forgot their name

restive plank
nimble jay
#

Tomatoes are nice to eat on a cold cut sandwich or on their own but if you put Tomatoes on most combo foods it makes everything just taste like tomato and absolutely ruins it

restive plank
#

Yes

gentle dirge
#

Tomato is evil

restive plank
#

@nimble jay they put a thick fucking slice of tomato

jagged ridge
#

tomoatoes are good for your heart.. eat your tomatoes people

restive plank
#

And the juices just make everything fall out of the burger

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It’s so messy

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How am I meant to enjoy the burger

pseudo turret
#

I like tomatos in my macaroni soup

nimble jay
restive plank
stray torrent
#

how do i go about getting my opressor mk 2 back after a cheater deleted it

pseudo turret
nimble jay
#

Tomatoes on Burgers is disgusting for me

jagged ridge
#

why all the tomato hate tonight

restive plank
#

and because the tomato is so thick, you’ll taste it more than anything on the burger

nimble jay
#

I love the taste of tomatoes, I also love the taste of ice cream, somethings don't belong together

pseudo turret
#

Tomato ice cream

nimble jay
#

Somebody would

pseudo turret
#

What a concoction

restive plank
jagged ridge
#

tomatoes and burgers do go together tho.. and tomatoes and salad go together

tight linden
pseudo turret
jagged ridge
#

i rest my case, i want to do a salad tomorrow

pseudo turret
#

Like tomato soup

restive plank
nimble jay
jagged ridge
restive plank
#

idk maybe I’ll try it sometime

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It just seems so..

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odd

nimble jay
#

But I don't do it regularly

restive plank
pseudo turret
nimble jay
#

I did it once then never again lol

restive plank
#

and say it tastes better

restive plank
nimble jay
restive plank
nimble jay
#

Never heard of that

gentle dirge
#

And its 6am

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Byeeeee

pseudo turret
#

Why can't we just eat fries normally

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Yk like with a normal condiment

restive plank
#

people wanna be different ig

long harness
#

peanuts in coke is actually p good

restive plank
jagged ridge
pseudo turret
#

Alright man what the heck

restive plank
#

leave the nuts alone!

long harness
#

its a southerner thing

restive plank
#

nuts are perfected

pseudo turret
#

Which

restive plank
#

Cuz you’re amazing, just the way you are

pseudo turret
#

Walnuts could use a bit more flavoring

restive plank
#

I almost ate like 400g of nuts

long harness
#

yea peanuts in coke specifically glass bottle coke

restive plank
#

Just pure raw nuts

pseudo turret
#

I see that

nimble jay
pseudo turret
#

I really want to try squirrel meat

#

Suppose to be nutty so that's neat

restive plank
restive plank
pseudo turret
#

I got to get red squirrels though as those are the only unprotected squirrel class

restive plank
#

they were 400g unsalted cashews raw

pseudo turret
restive plank
#

and I spent $14 Australian dollary-doos on them

#

I think I had about half or more and then threw them away

long harness
restive plank
pseudo turret
#

What a random comparison

jagged ridge
#

lmaoooooo

restive plank
#

Perry hop on that new sleep phonk

restive plank
#

I love cherries

pseudo turret
#

He could've said like another food but he went with fent

restive plank
#

I love cucumbers and pickles

pseudo turret
restive plank
long harness
#

but theres no food as addicting as pistachios

jagged ridge
#

update on the stocks - all my stuff is green on the over night hours... might be another green day tomorrow

long harness
#

so fent

jagged ridge
pseudo turret
#

Gum maybe

#

People love that for some reason

long harness
#

i think thats more of a habit

#

than actual addiction

pseudo turret
#

Now we're dancing on habits and addictions

jagged ridge
#

i have 10 shares of take two so i should be up by 150 just from take two alone if it opens

#

on 15 up

long harness
#

ppl do love their gum

restive plank
#

Gum just has taste

pseudo turret
restive plank
#

and you can chew it forever

restive plank
pseudo turret
#

The stupid phone keeps auto correcting half to have

jagged ridge
#

sadly.. a big rule of investing is "dont put all your eggs in one basket" yadda yadda so i had to invest in other companies like amazon and nvidia to be safe

long harness
#

is pulling gum out in front of everyone

pseudo turret
jagged ridge
#

i think it gets tricked into thinking im eating something

pseudo turret
jagged ridge
#

then i never swallow anything and my tummy is like "wtf"

#

no i dont

pseudo turret
#

Because you're not supposed to

jagged ridge
#

no i heard it gets stuck there

long harness
#

how do u hate gum n make ur tummy feel weird wyd with ur gums

pseudo turret
#

It just takes a long time to digest

jagged ridge
#

gum is just.. a sus food

cursive fox
long harness
#

u dont even digest gum

jagged ridge
#

yeah it just sits there i think

pseudo turret
#

Oh fr?

jagged ridge
#

for like 7 years

pseudo turret
#

Mb

jagged ridge
#

yeah

long harness
#

no u just shit it out

jagged ridge
#

after 7 years ?

long harness
#

drink a bottle of magnesium and eat a piece of gum

#

then eat it again just to reconfirm

jagged ridge
#

ew lol

#

no thanks

#

anyway

#

im going to shower see yall later

pseudo turret
#

Cya tomorrow

jagged ridge
restive plank
#

I always swallow gum.

proud kestrel
#

👋

restive plank
primal elm
#

Barber, Taxi Driver and Strippers are one of the most knowledgeable people on earth today

#

I'm not joking. They somehow know everything correct

tight linden
pseudo turret
#

Didn't realize after I talked to Lexi a couple of days ago she left again because of you

#

Hey guessing since you got somebody else she's good now

sterile raft
#

They know a little about a lot

pseudo turret
restive onyx
#

can confirm im a stripper and i know it all

sterile raft
#

K

tight linden
#

K

primal elm
#

Sports betting

#

92% win rate

quiet kindle
long harness
ruby idol
#

Espaoool?

tall solar
spark briar
#

Coke can be used to remove rust

tall solar
#

The paint companies to have them go out of business

sterile raft
grand torrent
sterile raft
#

Yeah highly acidic.

tight linden