I am a foreigner planning to move out to another city for an internship, should I have SCHUFA?

[west knoll]

I am an international student and came in October to do an Ausland Semester. Since then I lived in a student dorm. I should move out to another city for an internship, therefore it's not gonna be student dorms but just an apartment where I rent a room. I have an Aufenthaltstitel eligible till Septemeber to do my internship semester. All the ads online ask for SCHUFAs. Do I even have a score yet? or how is it in my case? I came with a blocked bank account and it's supposed to end this month, other than that, I work and have financial support from my family. How do I proceed? Do I buy it online or it doesn't make sense to buy it in my case? I just read about SCHUFA today so I might have confused some details, sorry about that.

[fast pasture]

@west knoll What kind of ads are you encountering? Please remember to not do any payments in advance before you sign the contract!

If you look to rent a room in a WG from a private person, they will usually not require you to have a SCHUFA. Did you try WG-gesucht?

[west knoll]

It's exactly WG-gesucht that the ads on it needs SCHUFA

[west knoll]

And WG gesucht offers to make a SCHUFA on their website were i pay 29,99 eur

[fast pasture]

it's just the ads, landlords usually dont require SCHUFA for renting a room

look at the documents that the landlord mentions in the description specifically

[west knoll]

No like there is Nötige Unterlagen or sth like that on a room ad, and some of them have SCHUFA sth in this part

[fast pasture]

Aaach, really? Are you looking for something in a big city?

[west knoll]

Not at all

It's a city in Niedersachsen, which already is a county with nothing that can be called as a "big city"

[fast pasture]

SCHUFA is your credit score and since your account is young, you might not get too good of a result (I'm not even sure how the blocked accounts are calculated). I'd say apply for the rooms that do not require it

[west knoll]

ok will try and do that, the problem was the places where i needed to live in most said they need SCHUFA, what a shame, but anyway

thanks for ure help

[fast pasture]

if you decide you need the SCHUFA, you can always try to request it
I can research on how blocked accounts are treated if you'd like : )

[west knoll]

I had a blocked bank account since i came here in late september, it ends this month and after that I am depending on working and my families financial support, so they will send me money casually as I need, so not very much a blocked bank account. But pretty much I am financially stable to afford a room

I already work so I am as well very stable financially

[fast pasture]

Yes, I understand, but SCHUFA can only take a German account into account (lol), so even if you have a foreign account with a stable income, it cant be calculated (it needs to have a German IBAN)

But if you have a work contract that's already very good

[west knoll]

I do get money sent on my Sparkasse account so yeah I read this part earlier so yeah it's covered. I'll try to talk them into providing a stable income proof instead of SCHUFA

[pale agate]

I think the bank you have an account at is obliged to provide a SCHUFA-Auskunft for you once a year free of cost. However, I think this one contains sensitive info you may not want to share with your landlord. Still, you can see what it says, i.e. whether it's worth it to pay the 30 Euros for the kind of SCHUFA-Auskunft your landlord wants. Main criteria for a positive SCHUFA (as far as I know): length of stay in Germany/in one place, legally registered address, resp. Aufenthaltstitel, correct payment of whatever contract/s you have, e.g. internet and/or mobile phone service provider.

The main point of anybody wanting a SCHUFA-Auskunft is to see whether it contains - yikes! - any negative entries, as in unpaid/outstanding bills, unpaid/outstanding credit rates, declaration of bankrupcy - that kind of thing.

[shadow umbra]

In the past, when I was searching for a rental property, my approach involved opening a bank account with bunq/N26 to obtain a German IBAN. Subsequently, I requested my SCHUFA report through immoscout24.
When questioned by the landlord/house broker about the absence of a credit score, I explained that I had recently arrived in Germany. To reassure them, I submitted my employment contract along with the first three payslips. In my situation, the SCHUFA report served more as a formality than a significant evaluation factor.