I dont know why they said "you dont get penalized for not meeting requirement". Bottom line if I dont meet the requirement im doing less damage.
The new system is more limiting than freeing. I feel locked into grace if I want to use bows, or courage if I want to use polearms. And as for armor I have to wait till I set my stats then just see which armor piece I get the best bonus from. Weapons need more attention since we at least have transmog for armor.