What you think of my thumbnails?

[arctic atlas]

I would play around with the idea of having the logos of the banks from these savings accounts or their debit cards. Also it's bad practice to repeat your title to your thumbnail.

[ionic remnant]

so what are people typing to find your videos? the 5.50%, my first thought was Ad, HYSA I wouldn't know that term so assuming your audience is only people that know what that means.