#ruebenrudi-q
gleaming oasis
hi! what specific question do you have exactly about using the API?
what you're describing all seems possible but most of it is not to do with Stripe, your gift card concept is something you store on your side as a ledger or database fields and then choose to charge/not charge a payment on Stripe depending on the balance.
dense wave
can we use a destination charge for the giftcard purchase, and later (when the redemption happens) we update the charge (send the money to a connected account)?
we want to do as much as possible within stripe
because we also have potential refund, so the connected account must be able to refund the amount of the gift card, if the item get refunded
gleaming oasis
can we use a destination charge for the giftcard purchase, and later (when the redemption happens) we update the charge (send the money to a connected account)?
no , if yo use a Destination charge you need to know the account who will recieve the money, at the time you process the charge
if you don't, then that's what the Separate Charges and Transfers integration (https://stripe.com/docs/connect/charges-transfers) can solve for
dense wave
ok thats great, but the problem is, we have euopean union AND Switzerland (where this is not working right now)
can we solve this with the gift card api, i hope so 🙂
gleaming oasis
what 'gift card API' is this?
gleaming oasis
yeah I've never seen that one before today
I doubt it does anything for your Connect cross-border issue though
ultimately cross border transfers are highly restricted and the workarounds are at https://stripe.com/docs/connect/account-capabilities#transfers-cross-border
dense wave
ok so we can structure this feature with spearate transfers or the gift card api (but not switzerland) besides the workaround in this doc?
gleaming oasis
I don't understand the question
dense wave
Switzerland is part of SEPA, which is mentioned in your cross border image. so can we use it with: https://stripe.com/docs/connect/charges#separate-charges-transfers ?
gleaming oasis
maybe!
you never really said what your problem was
you said " we have euopean union AND Switzerland (where this is not working right now)" and I assumed that meant you had some cross border fund problem. which might have been the wrong assumption. But what do you actually mean by "this is not working right now"?
dense wave
you are probably right. I am just trying to find a way to structure the feature, but the separate charge and transfer seems to be the answer, i guess it will work within the region "Europe" which is the geographical definition right?