#Madadeivi - CVV
smoky loom
Hi, thank you for your attention, I want to cover when a custom account in my platform using Connect, needs to use his virtual card as a payment method and reuse it for the future when they need to pay for services.
My principal doubt is what happen with that? Is that possible or virtual card with dynamic CVV could be use it only at checkout moment?
Or i need to cover some interaction requested by the bank whose provide the virtual card asking for new CVV?
sonic berry
Hmmm ... 🤔
You're talking about an Issuing virtual card, correct?
https://stripe.com/docs/issuing/cards/virtual
smoky loom
it's related but in the issuing doc talked about retrieve but what about to use the virtual card in a payment intent.
Do i need to provide the CVV dynamically? or just only to save it as a payment method
sonic berry
But why would you be using an Issuing card in Stripe transactions? The whole point is to provide a "business card" type functionality for businesses
smoky loom
no, i dont want to use an issuing card, i want to use a virtual card (visa / mastercard) as a payment method for futures payment intents
sonic berry
Okay I'm confused because the only concept I have for "virtual cards" are related to issuing. How/where are you capturing these card details?
smoky loom
a virtual card provided by banks is like a physical card but when you need to check for transactions you need to provide the CVV because is generated dynamically
in other words, you have the same number card but with CVV that could be change dynamically.
zenith lintel
Hi 👋 jumping in as my teammate needs to step away soon. I don't think we're going to have too much insight on this, because it sounds like a scenario that is going to be specific to how the issuer handles these virtual cards on their end and how strict they are with the CVC/CVV matching rules that they enforce.
We do have a flow for recollecting the CVC from customers during subsequent checkouts though, which sounds like it may be beneficial in the scenario that you're describing:
https://stripe.com/docs/payments/save-during-payment-cards-only?platform=web#web-recollect-cvc
(Link should jump you to the Recollect a CVC section)
smoky loom
yeah it's more like what i'm describing
thanks in advance i need to read this article
zenith lintel
Have you by chance run into this scenario with a live payment, or is this still a hypothetical scenario currently?
smoky loom
in a live payment not yet, i'm in Mexico and day by day increase the use of virtual card instead of physical cards
it's a potentially scenario
zenith lintel
Gotcha, was just curious because if I could see a real example I'd probably be able to get more insight.