#ky - ACH insufficient funds

1 messages · Page 1 of 1 (latest)

balmy karma
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Hello, good question. Checking in to this

misty crest
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thank you

balmy karma
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Hello, unfortunately it is not possible to do this. ACH is a delayed notification payment method, it can take days for the transaction to succeed or fail. So our PaymentIntents will always go in to a processing state when you successfully confirm them on client side code

misty crest
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I see

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even if we auth?

balmy karma
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Correct

misty crest
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gotcha

balmy karma
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Yep, unfortunately it can take a bit to even hear from the bank with a lot of these payment methods

misty crest
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but can i check the balance before trying to pay?

balmy karma
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Not immediately sure on that. I think we have an API that does something similar but I am not sure if it is relevant here

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I will check in to that and get back to you

misty crest
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thank you

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I am just wondering if I can check the balance before paying, and then showing an error message

balmy karma
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If you are okay with incorporating beta functionality, you can reach out to our support team with your use case and they may be able to add you. https://support.stripe.com/?contact=true

misty crest
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i see

misty crest
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thank you for your help

balmy karma
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Of course! Glad I could help