#Debbi-connect
brittle folio
hi! not sure I understand the question but mostly no, if you use Custom accounts you have to validate the bank account information and call https://stripe.com/docs/api/external_account_bank_accounts/create directly yourself.
in most cases most platforms should use Express and not Custom.
rich halo
Is express account any chages fees?
brittle folio
pricing info is on https://stripe.com/connect/pricing
rotund stratus
👋 I'm hopping in since my colleague needs to step away
I don't really follow the question
rich halo
so now who will guide me?
rotund stratus
happy to help you, but could you elaborate your question please?
rich halo
actually we built a marketplace platform for service providers and consumers
in our app we create customers and integrate with stripe as customer and service provided as Connect account, and these connect account custom type.
when we create connect account with stripe provided php api for connect account and on boarding flow.
But in this onboarding flow not any field or portion for add bank account details
So please help me to out of this problem. how we add verified or valid bank details in connect account.
rotund stratus
ok plaid can't be used to verify external bank accounts of Connected Accounts
ACH/plaid is more of a payment method used by customers
rich halo
So now what we do?
For add bank account
I think you understand my query and requirements?
rotund stratus
yes I do, I'm just trying to find you the right answer
rich halo
Ok, please
rotund stratus
@rich halo Express accounts seem to be your best option, since the creation of those accounts will take place on our hosted onboarding flow has already a way for collecting bank accounts and integrates with other providers to verify bank accounts on your behalf
rotund stratus
as per this https://stripe.com/docs/connect/express-accounts#prerequisites-for-using-express yes Platforms in Australia can create Express Accounts for any country Stripe supports
rich halo
is any charges for this account type?
rotund stratus
pricing info is on https://stripe.com/connect/pricing
rich halo
rotund stratus
you're not based in Australia right?
rich halo
Actually am from India
rotund stratus
that's the actual page that loads in Australia
you're getting the pricing model in India
rich halo
okay
why you not preferred standard type Connect account?
And one another query for stripe customers.
Is any way to add new card in customer account?
as like onboarding process.
rotund stratus
you could eventually ask your businesses to have a Standard Account on Stripe, but that means that their account can also live outside of your application
rich halo
okay thanks for this. please help for add card in customer account.
rotund stratus
do you mean the end customer? the one who will be buying stuff from your platform?
rich halo
Actually we need to add card in customer account like onbarding flow.
so stripe provide any api or url for particular customer account to add new card?
rotund stratus
when you say customer are you talking about Connect Accounts?
rich halo
No
rich halo
please suggest me for this
rotund stratus
you'd have to either create your own integration or use Checkout in setup mode
please suggest me for this
I already did https://stripe.com/docs/payments/save-and-reuse
rich halo
can we add customer in our application as stripe Connect?
In onboarding process can we hide the add bank account and only show add card detail option?
rotund stratus
customers are different from connect accounts
could you please explain your business model so I could try to guide you better?
rich halo
in our app we create customers and integrate with stripe as customer and service...
here
actually we built a marketplace platform for service providers and consumers
in our app we create customers and integrate with stripe as customer and service provided as Connect account, and these connect account custom type.
rotund stratus
then you already answered yourself
rotund stratus
consumers can't be created as Connect Accounts since payments only occur between Merchant (a Stripe Account) and a customer
@rich halo I understand, I've already given you the resources you needed to do that
I don't know what else I could bring to the table honestly
rich halo
So, stripe not provide any api for verification or validate customer provided card details.
Actually we save card details in customer account in stripe with https://stripe.com/docs/api/payment_methods/create
And attach with this api https://stripe.com/docs/api/payment_methods/attach
rotund stratus
@rich halo I sent you the guide that would eventually get you to those APIs
have you taken a look at that guide?
rich halo
yes, we need customized ui for this process
rotund stratus
than you already have all of the explanation in that doc
if you have a question regarding a step in that guide feel free to come back and ask for a specific question
rich halo
Yes we are already tried that doc process.
in which process only one single field appear with card number, cvc, or exp date.
rotund stratus
ok so in order to better provide you with the help you need, could you please ask specific implementation questions?
rich halo
we need separate field of each and customizable as designed.
Is any way or api to validated customer provided card details is valid or not?
rotund stratus
you can use Stripe js with php
rich halo
because we not customized card fields as required in stripe js
rotund stratus
there's no reason that couldn't work
if you use your own fields you might not be PCI compliant
and in all cases you'd have to use the APIs you mentioned above to create the payment method and attach it to the customer
rich halo
okay thanks, i will try this.
rotund stratus
let me know if you need any more help