zali-connect | Stripe Developers | Page 1

misty flame Jun 28, 2022, 2:17 AM

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hi there! you can use https://stripe.com/docs/connect/required-verification-information

halcyon brook Jun 28, 2022, 2:18 AM

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Legend thanks @misty flame

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what about the card charge or transfer? is there any difference in new zealand? If you know anything else that we need to worry about launching in another country would be very valuable! Thanks @misty flame

misty flame Jun 28, 2022, 2:21 AM

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could you elaborate a bit more? Do you have any concerns about the card charge or transfer?

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to clarify - your platform is based in AU, and you're planning to onboard connected accounts in NZ?

halcyon brook Jun 28, 2022, 2:22 AM

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No concern per say, just want to check is there any requirement from Stripe point view that we need to change.

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Yes that's correct, we are in AU, looking to expand to NZ

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We know there is tax difference and stuff like that

misty flame Jun 28, 2022, 2:24 AM

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what kind of charge type are you using right now - destination/direct/separate charges and transfers?

halcyon brook Jun 28, 2022, 2:27 AM

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We do two types:

Top up stripe balance with AUD, then create transfers to the connect account
Charge customer card, then create transfer to connect as separate transfer (no direct destination from charge)
And we used transfer groups to reference these

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@misty flame

misty flame Jun 28, 2022, 2:27 AM

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you're going to have a problem then

halcyon brook Jun 28, 2022, 2:27 AM

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ok with which one

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first or second

misty flame Jun 28, 2022, 2:27 AM

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transfers are only allowed to connected accounts in the same region

halcyon brook Jun 28, 2022, 2:28 AM

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ah ok

misty flame Jun 28, 2022, 2:28 AM

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as a AU platform, you won't be able to do a transfer to a connected account in NZ

halcyon brook Jun 28, 2022, 2:28 AM

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to clarify, we will charge the customer in NZ then transfer to account in NZ

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hmm, does that mean then we need to create a separate Stripe account for NZ? @misty flame

misty flame Jun 28, 2022, 2:29 AM

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do you have a business in NZ though?

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you're going to need a tax id and stuff

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https://support.stripe.com/questions/requirements-to-open-a-stripe-account-in-another-country

halcyon brook Jun 28, 2022, 2:30 AM

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I see yeah though if we need to create a separate account we will need that one

misty flame Jun 28, 2022, 2:31 AM

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alternatively, you could consider using Atlas to open a US based account, then you would be able to use this feature : https://stripe.com/docs/connect/cross-border-payouts

halcyon brook Jun 28, 2022, 2:31 AM

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So to clarify, because we are AU platform, we cannot transfer to NZ account even tho the actual charge is in NZ

misty flame Jun 28, 2022, 2:33 AM

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The main problem here is that you're doing what we term separate charges and transfers. There're workarounds such as using destination charges with on_behalf_of or direct charges - but this may not fit with your business model

#zali-connect