samuelDSR-disable-3DS | Stripe Developers | Page 1

crimson bison Jun 14, 2022, 2:07 PM

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Hello 👋
I'm not sure if there's a way to completely disable 3DS via the dashboard as the issuers/banks can ask for 3DS auth anytime

karmic olive Jun 14, 2022, 2:10 PM

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my use case is as follows:

I have an endpoint from the backend that creates a payment intent from a payment method, that payment intent is confirmed, so it does not require any action from the client to confirm. What happens is that the payment intent is created correctly but for some cards it requires an extra confirmation by 3d secure auth, so the payment intent has status "requires_action", I would like to find a way to create that payment already confirmed without the need for that the client has to intervene.

lean bay Jun 14, 2022, 2:33 PM

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Are you passing off_session=true when creating these PaymentIntents offline? https://stripe.com/docs/api/payment_intents/create#create_payment_intent-off_session

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That makes it less likely for 3DS to be requested, banks are more likely to just accept or reject if you properly indicate that your user is not online.

karmic olive Jun 14, 2022, 2:35 PM

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Uh, I will try that, thanks!

lean bay Jun 14, 2022, 2:35 PM

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That being said, a bank can always ask for 3DS on any payment so it is always possible that a user might have to intervene to complete the payment.

karmic olive Jun 14, 2022, 2:36 PM

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I understand, in that case I should notify the user to complete the next action

lean bay Jun 14, 2022, 2:39 PM

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Correct, it is best to notify them to complete it if you can

#samuelDSR-disable-3DS