#vipuldvp-bankaccount
shadow pagoda
Here I creating account with this account Id from above UI
but still I see account restricted
acct_1L7u5r2RKfBFjG63
Im following this
https://stripe.com/docs/financial-connections/connect-payouts
lost laurel
if you navigate to the connected page on your Stripe Dashboard, you can view what additional information are required : https://dashboard.stripe.com/test/connect/accounts/acct_1L7u5r2RKfBFjG63/activity
Otherwise use the API to retrieve the account and see what currently due information is required :
https://stripe.com/docs/api/accounts/retrieve
https://stripe.com/docs/api/accounts/object#account_object-requirements-currently_due
This guide might also be useful : https://stripe.com/docs/connect/identity-verification-api
it'd generally be a lot easier for you to use Connect Onboarding to collect the required information : https://stripe.com/docs/connect/connect-onboarding
shadow pagoda
Do we need to redirect to stripe console for creating custom account
lost laurel
what is the stripe console?
shadow pagoda
and then only we can add bank account..??
From where are putting details to create account
lost laurel
can you share a screenshot? i'm not familiar with the term you're using
Unfortunately, Connect Onboarding doesn't currently collect bank details for Payout for Custom accounts. You'll need to build that yourself.
If you don't want to collect bank account details from your connected account from your application. You should probably consider using Express / Standard connected accounts instead. These connected account types have access to the Stripe Dashboard, so they can fill up their own bank account details
shadow pagoda
Got it,
But standard and express not match my requirement
So let me explain my requirement
olive cradle
Hi @shadow pagoda I'm taking over this thread
shadow pagoda
First,
I want to add customer bank account in stripe custom account,
So, I'm creating a custom account, So, I Don't want to redirect to connect.stripe page, where I entering my name and all. So, I don't want to checkout on same page,
I will directly add bank details. by passing account id I will fetch bank clientSecret: and open this UI
olive cradle
Hi @shadow pagoda are you using the connect onboarding to collect the necessary information? https://stripe.com/docs/connect/connect-onboarding
shadow pagoda
Do we need to connect onboarding to collect the necessary information?
We can't do without connect onboarding?
olive cradle
It's up to you. But Stripe recommends connect onboarding.
shadow pagoda
Yes,
But I just want that user own bank gets connect with stripe
I trying without checkout to connect onboarding Its giving me restricted account..
olive cradle
What do you mean by checkout? Checkout is unrelated to connect onboarding.
shadow pagoda
No checkout,
without redirect to connect onboarding?
Can we create a custom account and add bank details.?
I did try its creating a restricted account
olive cradle
Yes you can. In fact connect onboarding doesn't collect bank details.
shadow pagoda
So I trying same but its creating a restricted account..?
olive cradle
You can pass the bank details to the external account API and create a external account object https://stripe.com/docs/api/external_account_bank_accounts/create
Or update the account object directly https://stripe.com/docs/api/accounts/update#update_account-external_account
shadow pagoda
Step 1 I have created a stripe custom account in background at the backend site, get the client secret
coming to this UI
acct_1L7up42RTsJyX1NO
Still I see it disabled
olive cradle
You shall check the account's currently_due array to see what information are required https://stripe.com/docs/api/accounts/object#account_object-requirements-currently_due
shadow pagoda
Hi
How can we skip the professional details page in the custom account setup, when the customer is an individual that does not have website,
Please refer attached screenshot
olive cradle
Can you check if the business_type of the account is set to individual ?
shadow pagoda
Yes, I have already set it as individual.
I have set business_typ individual at server side
params.put("business_type", "individual");
olive cradle
Is it the same ID?
acct_1L7up42RTsJyX1NO?
olive cradle
I don't see a business_type property in this account, can you send me the ID of the request which you made to set the business type?
olive cradle
Thanks. So business_profile.url is still a required information even the business_type is individual
https://stripe.com/docs/connect/required-verification-information you can refer to this page for the list of required info
shadow pagoda
If this individual Does not have a website.
What should they put as a website
What if they are not have a business, they are individual?
olive cradle
I'm unable to advise this. Please consult your own legal advisor.
shadow pagoda
Okay,
For same account I have create a bank account,
But it still ask me for add the bank and showing account restricted
Here the request Id req_WmN5Y4RUUt7F35
olive cradle
You haven't add a bank account to this custom account
shadow pagoda
By using this popup I adding a bank,
Now I'm clicking on the continue button,
But I not see the logs on the stripe,
Do I need pass this bank Id to AccountUpdateParams?
shadow pagoda
I generating a session and getting client secret from session and pass to
stripe.collectBankAccountToken
Then the popup comes on UI
olive cradle
And did you use the bank token to update the account's external_account?
Specifically, did you complete this step? https://stripe.com/docs/financial-connections/connect-payouts#create-an-external-payouts-account
shadow pagoda
And did you use the bank token to update the account's external_account?
No, That I need to do using AccountUpdateParams
correct.?
olive cradle
Yes, you need to update the account with external_account, as described here https://stripe.com/docs/financial-connections/connect-payouts#create-an-external-payouts-account