#moreteapls - bank account
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You can create your platform account without a bank account, you just won't be able to receive any funds until you add one: https://support.stripe.com/questions/add-a-bank-account-for-payouts
Find help and support for Stripe. Our support center provides answers on all types of situations, including account information, charges and refunds, and subscriptions information. Get your questions answered and find international support for Stripe.
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Also recommend you read: https://stripe.com/docs/payouts