dsaldeno - Connect Payou | Stripe Developers | Page 1

fallen swift May 31, 2022, 4:49 PM

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Hi 👋
So in this case your customers would be Connect Accounts in Stripe?

Can you explain your use case a little more?

left lark May 31, 2022, 5:02 PM

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Not sure about the first questions if customers will be Connect Accounts. But I can explain a little bit more.

The app is a platform connecting users/customers with businesses. When user's process a payment for a service the platform (app) will hold the payment and after the services and rendered by the business, we release the payment to the business through direct deposit to their bank account.

In order to do this, we need the clients to provide their bank account information (account number, routing, etc.). First we need to verify it and after the bank account is verified we can start releasing the payments to their bank accounts through Direct Deposit.

This page in the app where the businesses will provide their bank account information to set-up their payout method is what I am asking in case we do it through Stripe Connect if it can follow the app design or if it has to be done through a Stripe template UI.

fallen swift May 31, 2022, 5:08 PM

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You can use your own interface to collect bank routing information but I'm still a little confused about the overall approach here.

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Stripe Connect would be a way for you to collect funds and then later disperse them to businesses providing the service.

left lark May 31, 2022, 5:12 PM

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ok got it. I thought we needed to use Stripe template to collect the bank account information in order to set-up the direct deposit.

Overall the platform will work exactly the same as for example Airbnb. We collect the payment from users and afterwards can provide the funds to the businesses.

fallen swift May 31, 2022, 5:16 PM

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Okay that sounds a lot think a Stripe Connect situation using Separate Charge & Transfers. I would recommend reviewing these docs closely as there are a lot of configurations and some will work better for your use case.
https://stripe.com/docs/connect

Stripe Connect

Learn how to route payments between multiple parties.

left lark May 31, 2022, 5:24 PM

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great thanks for the help. Just to confirm, as you mentioned this can be integrated into my design correct. I won't need to utilize a Stripe Connect portal or template.

copper mason May 31, 2022, 5:28 PM

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👋 stepping in here as Snufkin has to step away

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Catching up, one sec

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Yes, you don't have to use any of our hosted surfaces if you are using Custom Connect

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You can create the UI yourself and pass all the necessary information for the Connected Account via the API

left lark May 31, 2022, 5:30 PM

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Great. thanks for the help.

#dsaldeno - Connect Payou