#shiroyasha - express accounts
tribal vigil
Hello! Just starting a thread for you -- I'll review and respond as soon as I can 🙂
pallid bluff
thanks for reading, i ll be waiting
tribal vigil
Yes, negative balances can happen if you reverse transfers for refunds for destination charges
You can read about managing negative balances here: https://stripe.com/docs/connect/account-balances#accounting-for-negative-balances
You can also consider using manual payouts to control when those funds are paid out to your account holders
pallid bluff
You can also consider using manual payouts to control when those funds are paid ...
yeah this method could work but more complicated and can raise some bugs
we wanted to know what happens if we do a reverse transfers and the money is already went to the bank account partner ? are we responsible ?
tribal vigil
Yes, for express accounts
pallid bluff
does a parameter exist like delay_days for payment ? cuz the delay days for account is a "general" param, and sometime a booking can be in 2 month (we cant param a delay days to 60 for example, it ll be too long for a partner to always wait that long)
tribal vigil
No, you can defer payment for some payment methods:
https://stripe.com/docs/payments/place-a-hold-on-a-payment-method
but eg for cards this is only for up to 7 days
pallid bluff
yeah we explore that to, sadly, 7 days is not enough
tribal vigil
for longer payment-fulfillment windows you'll want to look at either separate charges and transfers or collecting the payment details without a payment until closer to fulfillment
pallid bluff
we look at that to, for security reason and ethic, we dont use this method (collect payment details)
so i understand we have 2 options : separate charge and transfers or indirect payment and possible negative balance (to our own risks) that's it ?
tribal vigil
Yep, pretty much, if you're missing the option of collecting payment details for later payments.
pallid bluff
ok
tribal vigil
(Managing manual payouts after fulfillment being the other option already shared)
So it depends on your business needs/ desired account UX
pallid bluff
ok
can the separate charge and transfers method be implemented in a checkout sessions ?
sorry if it s a weird question
tribal vigil
Yep, you just create the sessions as your platform without the destination charge details (maybe you put some connected account info in the metadata)
Then when appropriate later you create the transfers to the connected account
pallid bluff
ok thx for your help i ll look at theses solutions !
tribal vigil
Quite welcome, good luck!