BrianC - ACH testing | Stripe Developers | Page 1

light pawn May 27, 2022, 7:19 PM

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Thanks for the question. Not immediately sure how to test that delay. Looking in to it and I will get back to you

granite violet May 27, 2022, 7:23 PM

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I see the initial status sent should be "pending"

light pawn May 27, 2022, 7:27 PM

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Yep that sounds right and I thought we did have a way to simulate that. Also as a quick heads up I got pulled in to something else and will need a few more minutes before I can look in to this again. Apologies for the delay

granite violet May 27, 2022, 7:28 PM

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No worries.

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Not to complicate things but are these docs deprecated? https://stripe.com/docs/ach-deprecated#ach-specific-webhook-notifications

light pawn May 27, 2022, 7:42 PM

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For testing, it looks like we have test accounts that trigger processing and then the other statuses https://stripe.com/docs/testing#sepa-direct-debit

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Checking in to that doc...

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Here is the newer ACH guide https://stripe.com/docs/payments/ach-debit

ACH Direct Debit payments

Learn how US-based businesses can accept payments with ACH Direct Debit.

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The main difference between the two is whether they use our Sources API or our PaymentIntents API, does your integration already use one or the other?

granite violet May 27, 2022, 7:44 PM

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Payment intents through the pre built checkout is what we are using

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Isn't sepa debit different than ACH though? The test "account" for ACH doesn't seem to have a way to enter an account number

light pawn May 27, 2022, 7:46 PM

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Yeah so use the newer guide, that will work with PaymentIntents

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The doc I sent has test numbers that should work for SEPA.

granite violet May 27, 2022, 7:47 PM

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OK. But I'm not sure how that answers our question though. How do we force a pending"

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with ACH?

light pawn May 27, 2022, 7:50 PM

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I am so sorry, I don't know how I mixed up what your question was about from the very beginning

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Looking in to this for ACH

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My brain swaps bank payment methods for no reason sometimes, apologies

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Testing this myself now, it looks like any successful ACH payment in test mode should still go through the processing step, even if it is only for a couple of seconds. Do you have the ID for a PaymentIntent that you did not see the processing event on?

granite violet May 27, 2022, 7:57 PM

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I'll check on it now. Where are you seeing the "processing" status? Maybe we are looking in the wrong place? And if so, is there a set time where we would see an update to "succeeded"

light pawn May 27, 2022, 7:58 PM

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So this is in reverse chronological order but these are the webhook events that I got after completing my ACH payment in Checkout

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So I immediately got the payment_intent.processing event and it was followed shortly by the payment_intent.succeeded event

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How have you been looking at the status thus far?

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BrianC - ACH testing

granite violet May 27, 2022, 7:59 PM

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OK. I'll check

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Ha! That's strange. I'm getting "processing" now. pi_3L49KDQSLDsUHC6B185BybfB

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I'm guessing I misread it? My appologies. I'm not sure what happened!

#BrianC - ACH testing