samuelDSR - Plaid Verification | Stripe Developers | Page 1

elfin light May 25, 2022, 10:00 PM

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Hello! If you got a response from Plaid containing a stripe_bank_account_token it should be verified. More details: https://stripe.com/docs/ach-deprecated#using-plaid

native peak May 25, 2022, 10:07 PM

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I think this is for instant verification flow and it works for me, but actually I need to create bank accounts from an institution that has not instant verification from plaid (Ocean bank or something), this takes 1 o 2 business days to verify even from plaid, so I was wondering if I can know the current verification status of this bank account without recurring plaid

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Don't know how stripe handles this, if the stripe source object contains a field with this status sinchronyzed from plaid or something

elfin light May 25, 2022, 10:09 PM

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If Plaid doesn't support instant verification you should fall back to micro-deposits, in which case Plaid is not involved at all. See here for details: https://stripe.com/docs/ach-deprecated#manually-collecting-and-verifying-bank-accounts

native peak May 25, 2022, 10:12 PM

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Yes I know that, is just that on others institution bank accounts we already use plaid, and it has microdeposits flow on the ones with unsupported verification, so that costs less effort that using stripe microdeposits

elfin light May 25, 2022, 10:13 PM

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As far as I know we do not support Plaid's micro-deposit process at all.

#samuelDSR - Plaid Verification