Gizmo - Saved Payments | Stripe Developers | Page 1

sour ocean May 10, 2022, 11:40 PM

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Hi 👋

calm fable May 10, 2022, 11:41 PM

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Hi Snufkin, how are you?

sour ocean May 10, 2022, 11:43 PM

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Peachy keen. Let's see if we can get you sorted. So in this situation you want one checkout to cover both a one-off purchase and the first charge for a subscription?

calm fable May 10, 2022, 11:44 PM

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Yes, exactly. The subscription is an optional add-on in my purchase/checkout flow.

sour ocean May 10, 2022, 11:46 PM

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Okay, that add-on part is the tricky one I think

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In most cases the one-off is the add-on and in that case you can create an InvoiceItem to represent this charge that would get appended to the subscription.

calm fable May 10, 2022, 11:47 PM

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Yeah, unfortunately that's not the case here. Plus I believe it was explained to me previously that you couldn't refund each separately doing it that way.

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Is there a way to just store the provided payment method and then create a one-time charge against it and then create the subscription against it?

sour ocean May 10, 2022, 11:49 PM

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Yes, that might be your best bet. It would separate the actions in your integration but if you first store a payment method (card) for use off-session then you can create both a single charge and start a subscription.

calm fable May 10, 2022, 11:49 PM

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Thanks, do you have any documentation that instructs how to accomplish this?

sour ocean May 10, 2022, 11:49 PM

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https://stripe.com/docs/payments/save-and-reuse?platform=web

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You can select a different type of integration (Prebuilt Checkout, iOS, etc.) from the tabs on the top if they better match your approach

calm fable May 10, 2022, 11:51 PM

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Thank you very much, I'll give this a read and give it a shot

sour ocean May 10, 2022, 11:51 PM

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Okay great! We'll be here if you have more questions.

calm fable May 10, 2022, 11:52 PM

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Much appreciated 🙂

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Does setting off_session to true make transactions any less likely to go through successfully?

sour ocean May 10, 2022, 11:56 PM

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If the issuing bank decides that they want to require something like a 3DS authentication flow it can hold things up until you bring the user on-session to authenticate

calm fable May 10, 2022, 11:57 PM

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Do you know how often that happens? Is it a mistake to use off_session if my user is present making the purchase? Is there any way to achieve when I need to do without going off-session?

violet sentinel May 10, 2022, 11:57 PM

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if I may: you're optimizing for the wrong thing

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I'd recommend doing one payment for the one-time payment and the subscription together

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it's a way better experience overall, lower fee for you, less risk of a decline, etc.

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you're still able to refund partially the charge for the relevant information

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That's how I would build this personally at least

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other than that, we don't have stats to share, it's really up to the bank and depends on many factors. If you get a decline, you'd mostly be getting the customer back on session

calm fable May 10, 2022, 11:59 PM

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Thanks for chiming in, koopajah. Can you please tell me how I would do that?

violet sentinel May 11, 2022, 12:03 AM

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you would pass the right line items to Checkout. You can combine a recurring Price and one-time Price

calm fable May 11, 2022, 12:04 AM

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Does that mean I would need to create all of my products in Stripe beforehand? The one-time charge price can be variable

violet sentinel May 11, 2022, 12:05 AM

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Not really

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sorry I assumed you were already familiar with the basics of Checkout if that's not the case I'd recommend starting with our docs https://stripe.com/docs/payments/checkout

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you can use dynamic pricing if you need to via price_data https://stripe.com/docs/api/checkout/sessions/create

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specifically https://stripe.com/docs/api/checkout/sessions/create#create_checkout_session-line_items-price_data

calm fable May 11, 2022, 12:06 AM

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No worries. Yeah, I'm still trying to get started. The idea of refactoring this app I've been building for 6 months to use Stripe is daunting. 😱

violet sentinel May 11, 2022, 12:07 AM

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ah yeah I bet

calm fable May 11, 2022, 12:08 AM

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Ok, I'll go through these links. One of them describes how to add both a one time charge and a subscription?

violet sentinel May 11, 2022, 12:09 AM

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https://stripe.com/docs/payments/checkout/how-checkout-works#mixed specifically yes

calm fable May 11, 2022, 12:10 AM

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Awesome, thank you koopajah

violet sentinel May 11, 2022, 12:10 AM

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sure thing!

calm fable May 11, 2022, 12:29 AM

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koopajah can I do it without using the Stripe hosted payment page?

violet sentinel May 11, 2022, 12:35 AM

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yes but it's days of work 😅

calm fable May 11, 2022, 12:36 AM

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lol. is there any way to do it with the PaymentIntent form that can be made to appear integrated with a site?

violet sentinel May 11, 2022, 12:39 AM

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yes all of that is doable easily

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just way more work. I would strongly recommend just letting us do it for you with Checkout

calm fable May 11, 2022, 12:43 AM

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I appreciate that, and I would love to do it the easier way you propose, but unfortunately I think I'm going to need to put in the work so that checkout appears to happen on my site.

violet sentinel May 11, 2022, 12:43 AM

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fair, that's a mistake though 🙂

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everyone thinks you need it on your own website, but you don't, and Checkout increases conversions, supports Apple Pay, Google PAy, tax calculation, discounts and then some

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but you can definitely try via https://stripe.com/docs/payments/accept-a-payment mostly

calm fable May 11, 2022, 12:45 AM

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Don't most polished ecommerce experiences have you checkout from their own website?

violet sentinel May 11, 2022, 12:48 AM

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My take is no, more and more websites redirect (more and more people use Checkout for example)

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Ultimately you can totally follow our main docs, just based on your comments earlier about rebuilding this all, I wanted to nudge you in the right direction, spending all your time designing a tweaking a payment UI flow when you could grow your business or add new features seems like not the best focus

calm fable May 11, 2022, 12:51 AM

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I definitely understand where you're coming from and appreciate you trying to guide me in the right direction, but I really want to get it to work on my site.

Were you referring to the "Custom payment flow" on https://stripe.com/docs/payments/accept-a-payment? I was able to do a one time payment that way, but I'm not sure how to do both the one time payment and the subscription that way.

violet sentinel May 11, 2022, 12:51 AM

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it's really the same as what I explained earlier

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you'll need a lot of code to handle the complexity

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but overall you either do one-time payment (what you have already) or you create a Subscription upfront with both the recurring Price and the one-time item in https://stripe.com/docs/api/subscriptions/create#create_subscription-add_invoice_items

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the subscription has an invoice, that invoice has a PaymentIntent which has a client_secret same as the one-time payment

calm fable May 11, 2022, 12:53 AM

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Thank you. And they can be refunded independently? Or I can refund an arbitrary amount so it's as if they can be refunded independently?

violet sentinel May 11, 2022, 12:54 AM

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the latter

calm fable May 11, 2022, 12:55 AM

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Got it, thanks. Is there any way for me to access this thread again once it's archived so I can refer back to it? If I keep the link to it, will it still work?

violet sentinel May 11, 2022, 12:57 AM

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I think the link works, otherwise you cam search via your name

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Screen_Shot_2022-05-10_at_5.58.00_PM.png

calm fable May 11, 2022, 12:58 AM

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Terrific, thank you. That's all I've got in me for tonight, I'll have to pick this up tomorrow evening. Have a good night.

#Gizmo - Saved Payments