#LazyOffers - Card Declines

1 messages · Page 1 of 1 (latest)

scarlet ridge
opal anvil
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yes, but the issued cards keep getting declined by certain vendors

scarlet ridge
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Okay. Could this be due to delays in webhook response timing?

opal anvil
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not sure, it even happens on the physical issued cards as well. only on two websites we use

scarlet ridge
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Right but all Issuing transactions need to be authorized programmatically via webhooks and the time window is pretty small. What are the two websites? And is the declination consistent?

opal anvil
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on dicks sporting goods - most amounts over 80 declined - amounts under 30 no

scarlet ridge
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These sound like Auth restrictions on the cards, being so specific

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Each card can be created with specific rules that decline purchases based on amount and MCC

opal anvil
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any recommendations or suggestions

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as of the moment all our cards - have no restrictions other spending limits of 500 daily

scarlet ridge
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Do you have an ID for one of these cards?

opal anvil
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yes

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iauth_1Kxj8nDllCOUI4jqjt3W4X4h

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thats a physical

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this is a vc

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iauth_1KWNZkDllCOUI4jqCjzK2R3f

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iauth_1KwWU1DllCOUI4jqROlO7Ppz

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ich_1KvFNmDllCOUI4jqa0d091pu

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my apologies

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heres the id

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ich_1KvFNmDllCOUI4jqa0d091pu

solemn rock
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I'm looking for a bit but we can't really debug live declines like this on a public server as it's about your account's configuration or maybe those websited declining the payments

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iauth_1KwWU1DllCOUI4jqROlO7Ppz was approved as far as I can tell so I'm confused why you said it was declined

opal anvil
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they comeback as reversed on the stripe side and decline on the website

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iauth_1Kxj8nDllCOUI4jqjt3W4X4h

solemn rock
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the reversal comes from the merchant

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Basically you enter card details, they authorize, we ask you, you say yes, we tell them yes and then they decide to reverse/void the authorization. We don't know why, you'd have to ask those websites

opal anvil
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interesting. can you look further into maybe something is wrong with the script or communication why theyd decline or reverse

solemn rock
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there's nothing wrong with the script no, it's something you would discuss with the support team of those websites asking them why they reversed your transactions

opal anvil
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ok

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ty

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appreciate it