Harald Petersilka-qs | Stripe Developers | Page 1

jaunty oracle May 5, 2022, 11:08 AM

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👋 happy to help

runic estuary May 5, 2022, 11:09 AM

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Hi @jaunty oracle , amazing, thanks!

jaunty oracle May 5, 2022, 11:09 AM

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just give me a moment to go through your message

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Could you please point out why exactly this is a not recommended approach?
I don't know the context in which you discussed this with my colleague so I wouldn't be able to know why he suggested that. His reasons my be justifiable from the context of that conversation

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to answer your questions

runic estuary May 5, 2022, 11:16 AM

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That was the original discussion (hope the link works): https://discord.com/channels/841573134531821608/969219233563176980

jaunty oracle May 5, 2022, 11:16 AM

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I prefer focusing on trying to answer your current questions

runic estuary May 5, 2022, 11:18 AM

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Sure!
So are there more drawbacks when using on_behalf_of with Standard Connected accounts than the two we've already discovered?

jaunty oracle May 5, 2022, 11:19 AM

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refunds at the Connected account do not show up at the Platform account and vice versa
This could be easily fixed if you listen to the Connect Webhook events

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https://stripe.com/docs/connect/webhooks

Connect webhooks

Learn how to use webhooks with Connect to be notified of Stripe activity.

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the payment description is not visible at the Connected account payment list, it seems to be replaced by the payment id
could you share an example please?

runic estuary May 5, 2022, 11:27 AM

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Sure!
in the first screenshot (the one with "... invoice...") you'll see how it looks like at the Platform and in the second you'll see how it looks like at the connected account.
So Description and Customer are missing.

jaunty oracle May 5, 2022, 11:29 AM

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Yes because basically you're creating the invoice on behalf of the Connect Account, so what they will see is something related to the payment that was transferred to their account

runic estuary May 5, 2022, 11:31 AM

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So it's actually two transactions - first - the payment to the Platform account - second - the transfer to the Connected account?

jaunty oracle May 5, 2022, 11:31 AM

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yes

runic estuary May 5, 2022, 11:32 AM

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Ok, makes sense! Is there any chance to add additional information to the second transaction? (like description and customer)

jaunty oracle May 5, 2022, 11:33 AM

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could you please give me an example of those py_xxx

runic estuary May 5, 2022, 11:34 AM

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you mean the acutal value?

jaunty oracle May 5, 2022, 11:35 AM

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yes please. any would be good

runic estuary May 5, 2022, 11:36 AM

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that's the id of the US$32.00 payment: py_1KvIEGRUTNPyo9pV757mT0ey

jaunty oracle May 5, 2022, 11:39 AM

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thanks

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just a sec

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could you please give me the invoice id related to that payment?

runic estuary May 5, 2022, 11:43 AM

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invoice #35292936

jaunty oracle May 5, 2022, 11:44 AM

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in_xxxx

runic estuary May 5, 2022, 11:45 AM

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Ah. Sorry. there is no Stripe invoice linked to this payment.

jaunty oracle May 5, 2022, 12:00 PM

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the Id of the payment instead

runic estuary May 5, 2022, 12:02 PM

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the py_... ? isn't that the above one?

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I'd have the transfer id, it that would be of any help: tr_3KvIEFDdRNthIL2D3FUjDL4f

north hull May 5, 2022, 12:04 PM

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yep no worries!

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Ok, makes sense! Is there any chance to add additional information to the second transaction? (like description and customer)
you have to do that manually, by updating the py_xxx object on the connected account.

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The first step is to get the id of the transfer associated with the charge which is in the transfer property on the charge object. Then, you would retrieve that transfer and you’d see the destination_payment property corresponding to the payment on the connected account (py_XXX).

(You can get all of this in one API call by using the expand feature(https://stripe.com/docs/expand) )

Then, once you get this, you’d call the Update Charge API (https://stripe.com/docs/api#update_charge) using the Stripe-Account header (https://stripe.com/docs/connect/authentication) so that you can set the description or metadata you want on that payment.

runic estuary May 5, 2022, 12:07 PM

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That's a great help, thanks!
So finally - do you see any other drawbacks with using on_behalf_of with Standard Connected accounts?

north hull May 5, 2022, 12:10 PM

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yes, we recommend Direct Charges for Standard accounts, not Destination charges.

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For example in this model, your platform is the one paying the Stripe fees, and your platform has to issue refunds and handle chargebacks/disputes, and the Standard account has no visibility into that.

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that might be what you want though, and it's technically allowed, but usually we suggest Direct Charges for Standard.

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and the Standard account has no visibility into that.
like you said, they don't see any of the customer details

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they only see the money you send them, not the payment or customer details etc.

runic estuary May 5, 2022, 12:12 PM

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Ok, got it.
But direct charges need the customer at the Connected account and cannot be used with customers that are managed by the platform account, correct?

north hull May 5, 2022, 12:13 PM

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yes

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you can theoretically clone customer payment methods to the connected account (https://stripe.com/docs/connect/cloning-customers-across-accounts) though

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