[LBG] India-Checkout | Stripe Developers | Page 1

hard creek May 4, 2022, 8:30 AM

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👋 happy to help

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is that what you are looking for https://stripe.com/docs/checkout/quickstart ?

Prebuilt Checkout page

merry quiver May 4, 2022, 8:35 AM

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I do'nt want to use Checkout

hard creek May 4, 2022, 8:35 AM

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there's a custom payment flow in that page I sent you

merry quiver May 4, 2022, 8:36 AM

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Oh sorry let met check again

hard creek May 4, 2022, 8:36 AM

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https://stripe.com/docs/payments/quickstart

Custom payment flow

merry quiver May 4, 2022, 8:42 AM

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The workflow I need to achieve is this : 1- display a credit card input to make the customer enter his credit card. 2- make an initial payment_intent of 1€ on the credit card in setup future usage mode after 3DS authentication. 3- Save the credit card. 4- If the payment_intent did go through, create a new subscription on the customer with the default payment method = the credit card authenticated previously

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Do you confirm that it is possible ?

hard creek May 4, 2022, 8:43 AM

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yes it is possible

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but just to clarify one thing, are you doing step 2 only to setup as future usage?

merry quiver May 4, 2022, 8:44 AM

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No, it is just for "card authorization" from the issuer

hard creek May 4, 2022, 8:46 AM

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you could always do something like capture later https://stripe.com/docs/payments/capture-later

Place a hold on a card

Separate authorization and capture to create a charge now, but capture funds later.

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if you just want to do a card authorization

merry quiver May 4, 2022, 8:46 AM

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I've though about it but it's not what we need

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The 1€ payment immediately refunded suits more because behind this we create a subscription with a trial

hard creek May 4, 2022, 8:47 AM

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what you described above is achievable I was just trying to understand whether you were jumping through extra hoops when there might be another way around

hard creek May 4, 2022, 8:48 AM

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merry quiver The 1€ payment immediately refunded suits more because behind this we create a s...

but that would cost you the Stripe fees twice

merry quiver May 4, 2022, 8:48 AM

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Why ?

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There is no stripe fees on a refund

hard creek May 4, 2022, 8:49 AM

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on the 1EUR payment and the subscription

merry quiver May 4, 2022, 8:49 AM

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Does not matter it's mandatory

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1€ refunded immediately and then the beginning of the subscription with a trial period

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Then 29€/month excluding tax

hard creek May 4, 2022, 8:51 AM

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if that's what your business case is

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then technically speaking there's no limitation

merry quiver May 4, 2022, 9:00 AM

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It's not my business case, it's reality. I've been struggling for months with what I call "default issuer decline code" that is "insufficient funds". I've been harassing you guys for weeks and the web support to understand why we had so much "insufficient funds", no one was capable of looking beyond the tip of one's nose, all you did was telling me "there is no funds on the account", totally useless, I know how to read. I first thought it was SCA but then many little things led me to the "authorization issue". For subscriptions with trial, you have to make a first payment on_session to confirm the funds and above all get yourself known by the issuer for future off_session payments. Damn even Google does it (screenshot is for Youtube Premium with 1month trial) !!!! But it's no where is Stripe docs, tips, or even here on discord after explaining our problems 1681681681 times. We started to implement it last week, on our first small smaple we want from 10% of accepted off_session initial payment to 66% ..........

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So no, it's not just our business case

hard creek May 4, 2022, 9:02 AM

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It's not my business case, it's reality
Sorry I didn't mean to offend or anything, what I meant if that's a business requirement of yours then technically there's a way of doing it

merry quiver May 4, 2022, 9:03 AM

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Don't take it personally but I'm reaaaaaaaaally pissed-off at Stripe as we lost a lot of money and no one has tips

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Anyway

hard creek May 4, 2022, 9:04 AM

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I feel your frustration and I'm trying to help you on the technical integration

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of what feels right for your business

merry quiver May 4, 2022, 9:06 AM

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So I need to use Element with stripe.js on front to create an initial payment_intent of 1€

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Confirm it correctly. I'll figure out a backend webhook to refunded immediately

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Create the payment intent to save the credit card, set it for future usage, confirm everything correctly (3DS)

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And if payment is OK, create subscription with the payment method attached to it

hard creek May 4, 2022, 9:08 AM

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yes

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I think @valid cape has a similar use case, I sent some steps that might be also helpful for you

merry quiver May 4, 2022, 9:09 AM

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Ok thanks

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Let me check the workflow you sent again for a moment

hard creek May 4, 2022, 9:10 AM

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I hope this might help

hard creek May 4, 2022, 3:10 PM

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👋

merry quiver May 4, 2022, 3:11 PM

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Hi again

hard creek May 4, 2022, 3:12 PM

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how can I help?

merry quiver May 4, 2022, 3:15 PM

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We managed to implement this workflow : 1- Create a payment_intent of 1€. 2- Create an Element to gather credit card information and process payment. 3- Detect the event payment_intent.succeeded, if OK, refund the payment_intent of 1€ immediately, create a new subscription using the new payment_method attached

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Here is a test customer on test env :cus_LczQ5ZtbRJRkm1

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I have several questions

hard creek May 4, 2022, 3:16 PM

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happy to help

merry quiver May 4, 2022, 3:16 PM

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Why is there a setup_intent still incomplete on the payment method ?

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seti_1KvjY3LJLkeHRLt1x4lUOxli

hard creek May 4, 2022, 3:17 PM

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how did you attach the payment_method?

merry quiver May 4, 2022, 3:18 PM

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Yes

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evt_1KvjXxLJLkeHRLt1CUuIVAW1

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Do we have to Confirm the paymentIntent AND the payment_method.attached ? That would generate 2x 3DS

hard creek May 4, 2022, 3:23 PM

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could you share the code that you used to attach the payment method to the customer?

merry quiver May 4, 2022, 3:27 PM

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Mmh we are using JS Stripe plugins on our CMS to make it easier, so we do not have access to code. Attaching the payment method to the customer is an expected behavior as we need it for the subscription

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Step 2 is the one attaching the payment method to the customer

hard creek May 4, 2022, 3:32 PM

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I have no idea of what plugin you're using or how it works

merry quiver May 4, 2022, 3:33 PM

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What would be the expected confirmation needs in our case ?

hard creek May 4, 2022, 3:33 PM

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Sorry I wouldn't be able to give you the support you're looking for, maybe you should ask the Plugin's support team

merry quiver May 4, 2022, 3:34 PM

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Should we confirm both the payment intent AND the setup intent when payment method attached ?

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Or maybe we shouldn't have to confirm 2 times ?

hard creek May 4, 2022, 3:37 PM

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What you should probably do is the equivalent of this

create a PaymentIntent with setup_future_usage https://stripe.com/docs/api/payment_intents/create#create_payment_intent-setup_future_usage set to off_session
make that payment method the default for the customer https://stripe.com/docs/api/customers/update#update_customer-invoice_settings-default_payment_method
and then create the subscription

Stripe API reference – Update a customer – curl

Complete reference documentation for the Stripe API. Includes code snippets and examples for our Python, Java, PHP, Node.js, Go, Ruby, and .NET libraries.

Stripe API reference – Create a PaymentIntent – curl

Complete reference documentation for the Stripe API. Includes code snippets and examples for our Python, Java, PHP, Node.js, Go, Ruby, and .NET libraries.

merry quiver May 4, 2022, 3:38 PM

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create a PaymentIntent with setup_future_usage https://stripe.com/docs/api/payment_intents/create#create_payment_intent-setup_future_usage set to off_session

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We do it

hard creek May 4, 2022, 3:38 PM

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then no need to create another setup intent

merry quiver May 4, 2022, 3:38 PM

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make that payment method the default for the customer https://stripe.com/docs/api/customers/update#update_customer-invoice_settings-default_payment_method

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We do it too

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What is generating the setupIntent that is incomplete ?

hard creek May 4, 2022, 3:46 PM

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I have no idea to be really honest

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this is too specific to the plugin you're using

merry quiver May 4, 2022, 3:53 PM

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Checking on one pont please stand by

merry quiver May 4, 2022, 4:44 PM

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I'll run some tests on a new version and will come back with new results 🙂

#[LBG] India-Checkout