lucasgerroir - PAD Payments | Stripe Developers | Page 1

wooden parcel Apr 25, 2022, 9:51 PM

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Hello! stripe.confirmAcssDebitPayment will attempt to instantly verify the bank account, but if that's not possible micro-deposits must be used instead. There are specific details about this here: https://stripe.com/docs/payments/acss-debit/accept-a-payment?platform=web#web-verify-with-microdeposits

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If micro-deposits are required we initiate the process of sending them instantly, but due to the nature of the banking systems the delays you mentioned are an unfortunate fact of life.

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There is no webhook I'm aware of as it happens immediately, it just takes some time to process.

solid bobcat Apr 25, 2022, 9:56 PM

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we are doing everything serverside and use plaid to grab the users bank details. Is there anyway to trigger the verification serverside outside of the stripe js modal flow

wooden parcel Apr 25, 2022, 9:59 PM

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Oh. I'll look into that, but I don't think so... why aren't you using Stripe.js?

solid bobcat Apr 25, 2022, 10:03 PM

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okay thanks for looking into it

wooden parcel Apr 25, 2022, 10:03 PM

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Yeah, I'm not seeing another way. Stripe.js is highly recommended for this flow and will allow for instant verification in many cases.

solid bobcat Apr 25, 2022, 10:06 PM

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okay thanks for the heads up and your help

wooden parcel Apr 25, 2022, 10:07 PM

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No problem! If you need anything else let us know!

#lucasgerroir - PAD Payments