#timdab-transfers
main gyro
Hi there! Yep that is referred to as Separate Charges and Transfers and you can do so as long as the Connected Account is in the same region as you.
That said, we don't really recommend Separate Charges and Transfers with Standard Accounts.
What's the reason for using Standard?
hollow dew
For a payment taken of £100 we want to keep £40 on the platform account to be paid out and £60 on the connected to be paid out - both the platform account and the connected account have the same owner so seemded the most cost effective way
and thanks so much for your response
main gyro
Gotcha, then yes Standard seems fine here if that's the route you want to go. You just need to be aware that the refunds/disputes will all live on your platform so the Standard Account will have no control over this.
If they are the same owners then that should be fine.
Give a read through https://stripe.com/docs/connect/charges-transfers
That talks about how to do what you want
hollow dew
Perfect - thanks did read those docs - in the example it specifies a 'transfer_group' on the payment intent - do I need to specifify this on the check session when I create it ?
as I'm not creating the payment intent manually ?
main gyro
Yep if you want to associate the Payment with a transfer_group then you would set it on Session creation
Transfer_group isn't required, but it is recommended to help you track reconciliation
hollow dew
ah ok - so better to link the transfer to a charge from the Payment or the Subscription ?
main gyro
Ah shoot
I forgot you were using Subscriptions
You can't set transfer_group on Subscriptions
hollow dew
So I need to link it too the Charge that is created from the Subscription ?
Reason I was concerned was regarding the 90 day return policy and needing to tie the payment to a transfer to show that the monies have been paid out
main gyro
Are you US based?
hollow dew
UK
main gyro
Gotcha
You don't really need to link the funds for this reason... we keep track of that for you.
The real thing you need to do is just know what funds should be transferred to your Connected Accounts
And transfer_groups allow you to tie multiple transfers to the same transaction
In this case, since you are using Subscriptions, I'd recommend just setting metadata instead.
Then you can set the same metadata on the transfers to associate them to a Subscription
hollow dew
Sorry for all the questions - but this is so helpful 🙂
Assuming I need to create manual payouts as I'm using this approach ?
via the API so I don't get stuck with payments being returned?
main gyro
No need to apologize! This is what we are here for 🙂
hollow dew
❤️
main gyro
What do you mean by stuck with payments being returned?
hollow dew
I'm assuming that using "separate charges and transfers" I'll need to set the Payouts to be manual so a portion of the funds are available for transfer and not automattically paid out to the bank from the platform account. So I need to keep a track of what has been transfered and make manual payouts for what I want paid out on the Platform account
main gyro
I see, sorry thought you were talking about the Connected Accounts
So yes, you would need to track that either way. Transfer_groups don't really solve that issue regardless.
hollow dew
Thats clear
and on the 90 day rule - say I've made an error and not transfered enough to the connected account or not manually paid out enough on the platform account - will Stripe do a partial return of funds - just wondering how that would work ?
main gyro
I actually don't know the specifics on that regulation. It is a good question but since my team doesn't deal with regulations and legal issues you would be better off posing that question to our support team ( https://support.stripe.com/contact/login) and they can give you a definitive answer on that -- definitely don't want to lead you astray there.