weretaco - Test Bank Account | Stripe Developers | Page 1

stray sand Apr 13, 2022, 9:39 PM

#

Hello! Bank account settings are account-wide, not specific to test or live mode. You need to provide a real bank account.

pastel hedge Apr 13, 2022, 9:39 PM

#

so even though i'm here

#

#

and started the process from

#

#

we use custom accounts currently but i'm investigating the possibility of us migrating over

#

due to some limitations we're getting with custom accounts

#

and when i setup the custom accounts, i had to also setup test custom accounts

#

so is this not the case for a standard account?

stray sand Apr 13, 2022, 9:43 PM

#

Correct, with Standard accounts a real bank account must be used. Alternatively, you can skip the onboarding process using the button at the beginning of onboarding.

pastel hedge Apr 13, 2022, 9:46 PM

#

a standard account is treated like a platform account then correct? just linked back to the main one?

#

and if we're running under IC+ pricing, we'd need our account team to update all the standard accounts with our pricing agreement?

#

but for direct charges.. would se use the platform api key, then just assign the standard connected account ID for the StripeAccount in the RequestOptions

stray sand Apr 13, 2022, 9:49 PM

#

A Standard account is not a platform account by default, but it can become one.

pastel hedge Apr 13, 2022, 9:49 PM

#

ok.. that's good

stray sand Apr 13, 2022, 9:49 PM

#

I can't answer pricing questions here, especially about custom pricing, so you would need to ask support about that.

pastel hedge Apr 13, 2022, 9:50 PM

#

ok

#

but from a technical side, it's just a matter of changing out the StripeAccount on the call to the new standard account vs custom account

#

and everything else flows from there (refunds/charges/all that difference)

stray sand Apr 13, 2022, 9:50 PM

#

Correct regarding direct charges; you use your platform's secret key and specify the connected account's ID in the Stripe-Account header. Detailed documentation about this is here: https://stripe.com/docs/connect/direct-charges

#

And here: https://stripe.com/docs/connect/authentication

pastel hedge Apr 13, 2022, 9:51 PM

#

ok.. perfect thanks

#

i'll followup with our stripe account team/onboarding support

stray sand Apr 13, 2022, 9:51 PM

#

Well, with Express and Custom accounts you should not be using direct charges, you should be using destination charges.

pastel hedge Apr 13, 2022, 9:51 PM

#

just knew you'd give me a quick answer to start me off

#

that's.. a whole other situation...

#

with how we started to now 🙂

stray sand Apr 13, 2022, 9:51 PM

#

If you are using destination charges now it's not a simple switch of an account ID, it's a different shape for the API request.

pastel hedge Apr 13, 2022, 9:52 PM

#

i'm using direct charges now.. with custom, and yes am aware it's not recommended or standard

#

so i'm looking to possibly change

stray sand Apr 13, 2022, 9:53 PM

#

Ah, gotcha! In that case then yes, it would just be changing the account ID. 🙂

pastel hedge Apr 13, 2022, 9:53 PM

#

excellent, thanks for the help

stray sand Apr 13, 2022, 9:53 PM

#

No problem!

pastel hedge Apr 13, 2022, 9:54 PM

#

can i actually use an account created in test mode though? do i jsut do the api calls to enable it?

#

since i can't swap to live mode after the fact

stray sand Apr 13, 2022, 9:54 PM

#

Yeah, you can use it in test mode.

pastel hedge Apr 13, 2022, 9:54 PM

#

feels better to just make a live account and swap over to test mode

stray sand Apr 13, 2022, 9:56 PM

#

Account verification is still a thing in test mode; that allows you to test the verification process, but you should be able to use the account in test mode with no issues.

pastel hedge Apr 13, 2022, 9:58 PM

#

ok i'll go through it all and check

#weretaco - Test Bank Account