stekka - account type | Stripe Developers | Page 1

wanton hearth Apr 13, 2022, 2:49 PM

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Only direct charges are recommended with standard accounts yes

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While it's possible to use other flows, that is not recommended. It can lead to some tricky situations to handle eg for refunds, chargeback etc.

sweet gate Apr 13, 2022, 2:54 PM

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If you have time, could you explain to me better why isn't recommended?

wanton hearth Apr 13, 2022, 2:56 PM

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There are lots of reasons, it depends on what you're doing. But one example would be a future chargeback, but the connected account is no longer connected and your platform is responsible for the disputed payment, rather than the connected account

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Similarly, the connected account has no ability to refund customers when needed, it has to involve your platform and reverse transfer flows.

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Why do you want to use separate charge and transfer?

sweet gate Apr 13, 2022, 2:59 PM

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because I have a cart in the app, and the final customer can buy products from different "connected accounts"

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And the fees will be different based on the connected account

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(the fees my platform takes)

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and also shipment costs maybe handled by my platform, so shipment costs will be seperate and go to the platform balance

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it's a mess

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as I read on the docs I don't think direct transfers can handle that

wanton hearth Apr 13, 2022, 3:48 PM

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For flows like this, you mght want to explore a different account type them, such as Express

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but you'll need to decide on what is the best fit for your business and needs

#stekka - account type