k3davis-card-verification | Stripe Developers | Page 1

earnest radish Mar 30, 2022, 4:44 PM

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For the most part, we recommend relying on Setup Intents to verify the card details when necessary. Definitely do not do a $1 payment intent with manual capture

broken wedge Mar 30, 2022, 4:56 PM

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so a setupintent, if the card is closed or otherwise would be declined by the bank, will be declined just as though it were a charge attempt?

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or at least, catch some of those cases. we're just looking for more verification than a luhn check, not an outright guarantee that when the paymentintent is later created it will always be accepted

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with our current provider we do "$0 authorizations" for this purpose, i'm just looking for the right stripe equivalent

earnest radish Mar 30, 2022, 5:06 PM

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Yeah, Setup Intents will definitely catch most of these cases - there are some cases where the card details don't get checked until a later point (see https://support.stripe.com/questions/check-if-a-card-is-valid-without-a-charge), but a SetupIntent should be sufficient and is what we recommend to do "$0 authorizations"

broken wedge Mar 30, 2022, 5:12 PM

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thanks for the clarification

#k3davis-card-verification