wangtao-charges-balance | Stripe Developers | Page 1

mighty tartan Mar 28, 2022, 4:01 PM

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most charges take ~2 days to settle into available Balance.

Use the 0077 card https://stripe.com/docs/testing#available-balance
to bypass this settlement delay

Testing

Simulate payments to test your integration.

zealous niche Mar 28, 2022, 4:14 PM

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Thanks

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What about real accounts?

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Is there a way to get instant payment?

mighty tartan Mar 28, 2022, 4:14 PM

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no

zealous niche Mar 28, 2022, 4:15 PM

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So how long is the delay for real accounts?

mighty tartan Mar 28, 2022, 4:15 PM

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the settlement days exist there, money movement isn't instant

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depends on the payment method.

zealous niche Mar 28, 2022, 4:32 PM

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Is there a way that I can get the settlement days for iDeal, creditcard, Bankcontact and Klarna?

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Who should I ask?

mighty tartan Mar 28, 2022, 4:35 PM

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recommend asking Support team at https://support.stripe.com/contact , ask them about settlement timings for those PaymentMethods.

I know card is ~2 business days, I believe iDEAL and Klarna are the same too but they can confirm

zealous niche Mar 28, 2022, 4:35 PM

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I see, but on test enviroment it takes 7 days

mighty tartan Mar 28, 2022, 4:35 PM

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additionally, each Charge has a BalanceTransaction. Which has an available_on timestamp which tells you when the Charge settles into your available Balance

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