#Suren-question
charred storm
I need payments to the card without the participation of the user on connecte
I just don't understand is it possible to do this through custom connected
vestal stirrup
You want to payout to a card? From the platform account?
charred storm
Yes, I need to make payments of many cards from one stripe
vestal stirrup
You'd set up the cards as external accounts on the associated connected accounts to facilitate the payouts
charred storm
here is the user flow: the user sends a gift with a value (f.ex 10$) and the platform processes the payment with the external card via stripe . the money sits on the platform stripe account till the receiver accepts the gift. by accepting it, the platform's stripe account must push money to receivers virtual debit card.
here is the question: can the platform push the money to the receiver and connect the user without the interaction of the receiver (i.e the receiver doen't need to open a stripe account, instead the platfrom does it)?
vestal stirrup
can the platform push the money to the receiver and connect the user without the interaction of the receiver (i.e the receiver doen't need to open a stripe account, instead the platfrom does it)?
No, it cannot. That party will need to be an onboarded Stripe account
vestal stirrup
I'm not sure I understand. Those are still onboarded Stripe accounts that can have payouts
charred storm
Okey Thank you so very much
Yes, but I look at the documentation, it says that you can create an account for users like this
vestal stirrup
Yep, absolutely you can! But they need to be onboarded and verified by Stripe before they can payout
charred storm
and what exactly checks a stripe?
vestal stirrup
I'm not sure what you mean?
charred storm
I understand correctly that this can be done? that you can create an account for clients and they will not participate in this, and I can make payments to the card
vestal stirrup
will not participate in this
What is this?
Every Stripe account needs to be verified/onboarded before funds can be paid out to their external accounts
charred storm
that is, even then the user must open a stripe account herself?
vestal stirrup
Well, you as the platform would create the Stripe account and guide them through the onboarding verification steps
charred storm
I have error when i am trying to do payout to external visa debit card, i am getting "No such external account:card_xxxxxx" error message
country: 'US',
type: 'custom',
capabilities: {
card_payments: { requested: true },
transfers: { requested: true },
},
});
const token = await this.stripe.tokens.create({
card: {
cvc: '314',
exp_month: '3',
exp_year: '2023',
number: '4000056655665556',
currency: 'usd',
},
});
const card = await this.stripe.accounts.createExternalAccount(account.id, {
external_account: token.id,
});
const payout = await this.stripe.payouts.create({
amount: 1000,
currency: 'usd',
destination: card.id,
method: 'standard',
source_type: 'card',
});```
pulsar ridge
Can you clarify which function is throwing that error?
charred storm
this.stripe.payouts.create
charred storm
?????????
pulsar ridge
When you create the card external account, you're creating it on a Connected Account, but when you try making the payout you're not specifying a stripeAccount value. This means the payout is being done on the Platform where the External Account that you created doesn't exist.
charred storm
then how to achieve what I want to do?
pulsar ridge
Are you trying to payout to a connected account?
charred storm
Yes
pulsar ridge
Then you include the stripeAccount parameter when creating the payout. That parameter tells Stripe to make the request for a Connected Account instead of the Platform where the request is coming from.
https://stripe.com/docs/api/connected_accounts?lang=node