k3davis-cards

[late steppe]

creating the PaymentMethod validates that the card details make sense(expiry date in the future, number passes the Luhn checksum check)

anything else like checking with the bank(https://support.stripe.com/questions/check-if-a-card-is-valid-without-a-charge) happens when you use the card in an Intent.

[little flare]

understood, thanks!

helpful link too

I assume this falls under the same guidance but just to make sure, when you create a token for use with Charges API, that step also only does basic validation, nothing against the bank until the token is used in a charge?

[late steppe]

yes