#Obo-card-country
half moth
Hi 👋 I don't think so, but am still looking.
I'm pretty sure we can't as some card BINs can span multiple countries.
visual wharf
Hello 👋
Stepping in for toby here as they have to step away in a bit
I believe we don't rely on credit card numbers to identify the location.
To keep it consistent, the best approach here would be to collect the information on your end
gloomy ridge
@visual wharf @half moth thanks for the information. We're using the stripe react components library right now to collect this information and I'm noticing that most (all?) of our users automatically have country for them. Do you know how stripe is getting this info?
we're not explicitly collecting country right now.
visual wharf
What components are you exactly using from our react library?
gloomy ridge
let me check!
import {
CardElement,
Elements,
useStripe,
useElements,
} from '@stripe/react-stripe-js';
We're using the CardElement component
visual wharf
Gotcha. So AFAIK for the cardElement we use the postal code.
But typically we rely on IP addresses
gloomy ridge
gotcha. so if they have a VPN things might be weird
but for 99% of users it's probably going to be fine
visual wharf
Yeah exactly
gloomy ridge
are there any problems there that could occur from a tax perspective if they have a wrong country?
let's say either the IP is wrong, or they enter the country wrong
does stripe validate that country + Zip + card don't match and reject the payment method?
visual wharf
does stripe validate that country + Zip + card don't match and reject the payment method?
so that is different from the tax calculations.
This may depend on many factors but the card issuing company could reject the payment in case the information doesn't match
are there any problems there that could occur from a tax perspective if they have a wrong country?
That could have tax implications. You'd probably want to talk to a tax advisor about this.
We also do have pretty good documents on determining customer locations here https://stripe.com/docs/tax/customer-locations
visual wharf
NP! 🙂