Stealth - sepa | Stripe Developers | Page 1

exotic lynx Mar 18, 2022, 9:02 AM

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Hi! If you are using Checkout Session or Payment Element, the mandate is automatically collected for you.
https://stripe.com/docs/payments/sepa-debit/accept-a-payment?platform=checkout

fast burrow Mar 18, 2022, 9:04 AM

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How? Does customer has to verify via phone number, bank, email or something?

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What happens if I just enter someone else's IBAN into the field? Will transaction go through?

exotic lynx Mar 18, 2022, 9:11 AM

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As mentioned on the page you linked earlier:

Customer provides full name, IBAN, and authorizes mandate
So I don't see a verification by phone or email.

fast burrow Mar 18, 2022, 9:12 AM

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So technically someone could easily authorize someone else's bank account. In my country business IBANS and their names, addresses, etc are public.

exotic lynx Mar 18, 2022, 9:22 AM

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Yes that could be possible yes.

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But note that:

Customers can dispute a payment through their bank on a “no questions asked” basis up to eight weeks after their account is debited. Any disputes within this period are automatically honored.
https://stripe.com/docs/payments/sepa-debit#disputed-payments

#Stealth - sepa