darius-events | Stripe Developers | Page 1

thorny plaza Mar 17, 2022, 12:46 PM

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Hey! That's quite a range of failures to cover, are you seeing any specific issues in your integration?

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Specifically regarding Connect onboarding: https://stripe.com/docs/connect/identity-verification-api

Handling verification with the API

Learn how Connect platforms can use webhooks and the API to handle identity and business verification.

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Requirements will likely be updated throughout verification, and you might need to bring your users back on-session to provide additional requirements

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The payments question generally depends on what kind of payments you're processing?

old parcel Mar 17, 2022, 12:54 PM

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For Payments, we are using the transfer capability. And using the Destination charges type.
When the Buyer first sends a buy request, we create a setupIntent (usage on-session) just to save the cards details, we use that card for the future on session payments.

thorny plaza Mar 17, 2022, 12:55 PM

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So the majority of your payments are on-session?

old parcel Mar 17, 2022, 12:56 PM

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Requirements will likely be updated throughout verification, and you might need to bring your users back on-session to provide additional requirements

About this, I was always wondering. How can we detect when Stripe changes the requirements? Is it the capability.updated event on the webhook?

thorny plaza Mar 17, 2022, 12:56 PM

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It'll be the account.updated event

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Continue watching for account.updated event notifications to see if the requirements hash changes, and reaching out to your user for additional information as needed.
https://stripe.com/docs/connect/identity-verification-api#verification-process

Handling verification with the API

Learn how Connect platforms can use webhooks and the API to handle identity and business verification.

old parcel Mar 17, 2022, 12:57 PM

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Yes, most payments are on-session.
We also charge our connected acounts in certain cases. For this, we're using those debit charges I think they are called:
https://stripe.com/docs/connect/account-debits

thorny plaza Mar 17, 2022, 12:58 PM

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old parcel Yes, most payments are on-session. We also charge our connected acounts in certa...

Yeah, that's different to payments (those are transfers and aren't subject to same regulations like SCA, etc)

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If your payments are on-session then the majority of payment failures should be handled by your integration

old parcel Mar 17, 2022, 12:59 PM

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It's working fine from my test. But we're just in the test mode and this is the first time I'm integrating Stripe.
So it's mostly prevention work for now.

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Alright, good to know that! Thanks 🙂

thorny plaza Mar 17, 2022, 1:00 PM

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i.e. if 3DS is requested, Stripe.js will handle that (which is payment_intent.requires_action)

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Let me know if you have any specific concerns!

#darius-events