Jamie-connect | Stripe Developers | Page 1

dense patrol Mar 15, 2022, 9:18 AM

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Hi! If they are technical questions for developers, then yes! What are your questions?

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If the questions are not technical, you should ask them here: https://support.stripe.com/?contact=true

tall smelt Mar 15, 2022, 9:25 AM

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Yes it's a technical question.

We are using stripe connect for a marketplace.

We are struggling to find certain information within the developer docs regarding the following.

Payouts to the user - We are currently splitting the payment to our stripe account and then to the seller. We are needing to know how the seller is then paid out, is this automatically handled with stripe or do we need to pass any information through within the transaction data? i.e a timescale for payout.

I.e Does this happen every day? every week?

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I also then have a question regarding refunds, how do we handle this if we are using stripe connect?

dense patrol Mar 15, 2022, 9:32 AM

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I.e Does this happen every day? every week?
This is explained here: https://stripe.com/docs/connect/manage-payout-schedule

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I also then have a question regarding refunds, how do we handle this if we are using stripe connect?
What types of charges are you making? direct charges, destination charges, separate charges and transfers?

tall smelt Mar 15, 2022, 9:41 AM

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Whats the difference between direct charges, destination charges, separate charges and transfers?

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I think we are using destination charge

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I am using paymentIntent as the way to checkout the payment.

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And using @stripe/react-stripe-js to handle the checkout

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amount: amount * 100, currency: 'GBP', payment_method_types: ['card'], application_fee_amount: amount * 10, transfer_data: { destination: stripeAccountId, },

dense patrol Mar 15, 2022, 9:43 AM

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Whats the difference between direct charges, destination charges, separate charges and transfers?
Everything is explained here, including how the refunds are handled https://stripe.com/docs/connect/charges

tall smelt Mar 15, 2022, 9:44 AM

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is this the correct way to split a payment between

The platform (account a)
The seller (account b)

dense patrol Mar 15, 2022, 9:44 AM

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transfer_data: { destination: stripeAccountId, },
Yes, this code means you are using destination charge

tall smelt Mar 15, 2022, 9:45 AM

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Yes based on the link you sent,

Customers transact with your platform for products or services provided by your user.

This is the way we should be doing it, used on our use case.

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We have merchants (sellers) who provide a product, we take a fee 10% - Part of the fee covers the stripe fees and we retain the remaining as a platform fee (to use our software)

dense patrol Mar 15, 2022, 9:47 AM

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Sounds good! So for refunds, everything is explained here: https://stripe.com/docs/connect/destination-charges#issuing-refunds

Creating destination charges on your platform

With Connect, you can create charges on your platform account, take fees, and then transfer remaining funds to your connected accounts.

tall smelt Mar 15, 2022, 9:48 AM

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Does stipe still charge a transaction fee if there is a refund?

dense patrol Mar 15, 2022, 9:50 AM

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There are no fees to refund a charge, but the fees from the original charge aren’t returned.

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This is mentioned here: https://stripe.com/docs/refunds

tall smelt Mar 15, 2022, 9:52 AM

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Could we just pre-auth the transaction until its accepted? If its not accepted release?

dense patrol Mar 15, 2022, 9:53 AM

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I'm not sure I follow. Do you mean placing a hold on a card? If so there's this: https://stripe.com/docs/payments/capture-later

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