#mgreenw-connect
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In the first case, generally that succeeds, you don't need to be enabled for payouts to receive an internal transfer. In the other case you'd likely get an API error (a 400) (https://stripe.com/docs/error-codes#transfers-not-allowed)
in general the better thing to check would be if the transfer capability on the account is active since it's directly tied to this. (https://stripe.com/docs/api/capabilities/object#capability_object-status // https://stripe.com/docs/connect/account-capabilities#transfers )