abrams_tank-Session | Stripe Developers | Page 1

charred forge Mar 11, 2022, 5:40 AM

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unique cipher Mar 11, 2022, 5:41 AM

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Hi

charred forge Mar 11, 2022, 5:42 AM

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hi

unique cipher Mar 11, 2022, 5:42 AM

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So about my question, will the customer always be paying in USD on their credit card?

charred forge Mar 11, 2022, 5:43 AM

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It will be like a normal Credit Card charge. The user will be charged in USD, and depends on the issuer bank it will be converted to the customer local currency on their bank statement

unique cipher Mar 11, 2022, 5:44 AM

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I see. But they will see USD on their credit card statement, and it's the credit card company that does the conversion to their local currency

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Ok, that's a little different from PayPal

charred forge Mar 11, 2022, 5:44 AM

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I think they will always see their local currency on their credit card statement, with maybe some reference that this is 100 USD. It really depends on the issuer bank

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Paypal is another layer above credit card

unique cipher Mar 11, 2022, 5:45 AM

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Ok, I get it. It's different than PayPal then. Even when you purchase a product on PayPal by credit card, PayPal still converts to the local currency

charred forge Mar 11, 2022, 5:46 AM

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I am not sure about Paypal, but I think they could provide clearer UI in their website, but actually taking higher fee, doing the convert themself instead of letting the creditcard issuer do it

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by higher fee, it could be worse exchange rate. But I can't say anything abt Paypal since I don't know how they implement their system

unique cipher Mar 11, 2022, 5:47 AM

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Yes, PayPal may use a higher exchange rate when they convert USD to the local currency that they present to the customer

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Ok, thanks, that's all I needed to know 👍

#abrams_tank-Session