#intisarezabir-connect-subcriptions
lyric lava
hi toby ill be frank with you. My team wants to integrate a payment gateway to my online platform business
to my best knowledge stripe is very good in this matter
but i want to charge the customers automatically.
its a car rental business where the customer needs to pay a security money along with a weeks rent
after that we will charge their card weekly or daily
and after the car is returned safely without any damage we will return them their secusity money
could this all be possible with your api?
our system is a bit complex where we will have no cars of our own. but there are people who will provide their car for some extra income. the providers will have their own bank account there the rent will be sent and we will only keep some amount of service charge
stoic sinew
The recurring payments can definitely be set up through our Subscriptions functionality:
https://stripe.com/docs/billing/subscriptions/overview
For handling the scenario where you have 3rd-parties that you need to make payments to as part of the process, you're going to want to look into Stripe Connect:
https://stripe.com/connect
The part I'm not sure about, and what I'd recommend you discuss with our support team, is the security deposit part. While I believe it's technically possible to build that flow, I'm not certain if holding funds in that fashion is a business scenario that we permit. Our support team should be more familiar with that point though, and you can contact them here:
https://support.stripe.com/?contact=true
intisarezabir-connect-subcriptions
lyric lava
so does it mean i have to integrate 2 types of api? where customers will pay their rent to my account using one subscription API and me being a super admin of my system will distribute the rent to their respected car providers with connect API?
stoic sinew
That depends on how you want to structure your model. Connect has several types of accounts that it can use, and different types of charges to go with them.
https://stripe.com/docs/connect/accounts
https://stripe.com/docs/connect/charges
So if you want to let customers interact directly with the provider of the vehicle their renting, then you can use Standard Accounts with Direct Charges and just have your platform collect an application fee from each payment.
Or you could design the flow in such a way that customers only interact with your Platform and don't even realize there are 3rd parties involved. In this case you'd use Express or Custom accounts. You can then chose to use Destination Charges and just take a portion of each payment, or you can use Separate Charges and Transfers to have more granular control over when funds are sent to your vehicle providers.
Direct and Destination Charges can be plugged into Subscription flows with minimal adjustments, but Separate Charges and Transfers take more work to build (though they give you more control in exchange).
lyric lava
i dont mind customers interacting with the provider. all i need is to take a percent service charge from each concurrent rent payment and the security deposite(refundable)
stoic sinew
That's exactly what Connect is for, you'll want to look for sections of documentation talking about Application Fees, but again, I recommend that you talk to support first to ensure we permit the security deposit flow.
stoic sinew
