[LBG] India-clone | Stripe Developers | Page 1

tepid hinge Mar 7, 2022, 9:44 AM

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Hi! So you have a payment method on your platform account that is not attached to a customer, and you would like to clone it to a connected account?

static zephyr Mar 7, 2022, 9:49 AM

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Hi ! I have a platform customer with it's own payment_method attached. I would like to clone it on a connected Account as a one-time use payment method. This mean I need to clone it every time (I prefer to clone each time, because if the card expires, we'll have to update every clones on all Connected Account. Is it a good practice ?). How can I clone as a one-time use ?

tepid hinge Mar 7, 2022, 9:56 AM

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When you clone a payment method, it won't be attached to any customer on the connected account. So unless you attach the payment method to a customer, the pyament method will be single use.

static zephyr Mar 7, 2022, 9:58 AM

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How do I clone a payment method without attaching it to a Connected Account customer ?

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{
"error": {
"message": "The payment method you provided is attached to a customer so for security purposes you must provide the customer in the request.",
"type": "invalid_request_error"
}
}

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From API

tepid hinge Mar 7, 2022, 10:01 AM

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That's two different things:

When you call the API to clone the payment method, you need to pass the customer ID of the platform account.
Then once the payment method is cloned on the connected account, it's not attached to a customer.

static zephyr Mar 7, 2022, 10:10 AM

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I don't understand why it creates a Connected-Account-Customer-payment_method for each direct charge

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tepid hinge Mar 7, 2022, 10:13 AM

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Can you share the request ID (req_xxx) that clones the payment method? Here's how you can find it: https://support.stripe.com/questions/finding-the-id-for-an-api-request

static zephyr Mar 7, 2022, 10:13 AM

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I detached manually the 2 payment_methods created during the direct charge

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And relaunched the workflow

static zephyr Mar 7, 2022, 10:14 AM

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tepid hinge Can you share the request ID (`req_xxx`) that clones the payment method? Here's ...

Let me check

tepid hinge Mar 7, 2022, 10:15 AM

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And after cloning the payment method, what do you do with the payment method on the connected account?

static zephyr Mar 7, 2022, 10:16 AM

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req_SgXiwbkMUHyn83

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I think it is this one

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We clone the payment method to create and capture a paymentIntent

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Last week during our tests I am pretty sure we managed to clone a platform customer payment_method and create a direct charge between the customer and the connected account without creating a new payment method on the Connected account customer

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From the Connected Account customer, we could see the payments, with no payment_method underneath

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Because it was a single use clone

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I think I found why

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https://stripe.com/docs/payments/save-during-payment

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When both setup_future_usage and a customer are provided on a PaymentIntent, the payment details are automatically saved to the customer once the payment is confirmed

tepid hinge Mar 7, 2022, 10:38 AM

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Sorry for the delay, Discord is quite busy right now.

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Then yes, it looks like cloning the payment method didn't attach the payment method to the customer. It's when you did the actual payment with setup_future_usage.

static zephyr Mar 7, 2022, 10:42 AM

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Ok we managed to do it ! In a nutshell, we clone a Platform-Customer-Payment_method to create a DirectCharge between the Connected Account and the Customer without setting setup_future_usage. This leads to DirectCharges between connect accounts and customers without saving the cloned payment method on the connected account

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Is this a good pratice ?

tepid hinge Mar 7, 2022, 10:54 AM

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You are making Direct Charges on Express account? This is not recommended, and I believe we already explained that to you in a previous Discord thread.

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For Express accounts you should do Destination Charges or separate charges and transfers. You can learn more about this here: https://stripe.com/docs/connect/charges

static zephyr Mar 7, 2022, 10:57 AM

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We are migrating on Standard Connected Accounts

#[LBG] India-clone