#dave-two-accounts

1 messages · Page 1 of 1 (latest)

tired meteor
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hello, you can create two Stripe accounts but have the same external bank account on them

errant hedge
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Thanks @tired meteor! What is the best way to separate them so when a customer logs into their account online they go through a specific stripe account and when a customer buys something they go through the other? Is there documentation on how to do this?

tired meteor
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well that part is a bit unclear

a customer logs into their account online they go through a specific stripe account
why would end Customer need access to your account?

but we also act as a financial organization and customers log into their accounts online to process payments towards their credit accounts.
like that sounds like you should be using Stripe Connect

errant hedge
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How is Stripe Connect different? Like I said, right now we have been using Stripe with a single account for many years and it has been no problem. But we are adding a third party fraud detection that we want to only apply to new online purchases. Payments are made to the CUSTOMERS credit account WITH our institution. We want to separate those payments from online orders so that the fraud tools ONLY review online purchases, not account payments.

tired meteor
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ok well I'm missing some context on your account then

sure I get that

Payments are made to the CUSTOMERS credit account WITH our institution.

but how are you doing that?

customers log into their accounts online to process payments towards their credit accounts.
my read was customers will log into your Stripe account? is that incorrect/

vestal osprey
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@errant hedge Hello! Is this the thread you're referring to?

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Here are my continuation messages from our DM. I cannot add messages to a message you archived already. No, customers do not log into their Stripe Account. They log into our website under their customer account to make payments to our institution on their lines of credit. Stripe is our card processor for both these account payments and for our normal ecommerce transactions where people purchase new items. rcwilley.com if you want to see what I am talking about.
We need to differentiate these so we can have a third-party tool run fraud detection on online transactions only, NOT the customer account payments.

errant hedge
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Great thanks

vestal osprey
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Catching up, hang on...

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Okay, let me know if I understand this correctly: you have a website where people can log in and make retail purchases or they can make payments toward a credit account, and you want the retail payments to go through Stripe Account A and the credit payments to go through Stripe Account B?

errant hedge
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Correct

vestal osprey
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There are a few different ways to accomplish this. The simplest would probably be to use one Stripe account's API keys for the retail part of the site (so all funds flow through that account) and the other Stripe account's API keys for the credit payment part (so all funds flow through that other account).

errant hedge
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Ok so it is that easy, we can just separate the accounts using the different APIs? Ok well where is the documentation on how to do that so I can have our developers work on separating those items?

vestal osprey
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There's not really any specific documentation, they would just use the different API keys in the different places.