dhaari-hold | Stripe Developers | Page 1

rain halo Feb 10, 2022, 8:58 AM

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Hi! You can place a hold on a charge to authorise a payment now but capture the funds later. Learn more about it here: https://stripe.com/docs/charges/placing-a-hold

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Note that I would recommend to use PaymentIntent instead of the charge API. As stated by the documentation:

The Charges API is an older payments API that doesn’t handle bank requests for card authentication, and it can’t be used by merchants in India.

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And with PaymentIntent you can also hold the funds with the capture_method parameter https://stripe.com/docs/api/payment_intents/create#create_payment_intent-capture_method

violet cliff Feb 10, 2022, 9:03 AM

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ok.. thanks.. It is not for india

rain halo Feb 10, 2022, 9:04 AM

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Even if not in india, I would still strongly recommend using PaymentIntent, because the charge API doesn't handle authentication (like 3D Secure).

violet cliff Feb 10, 2022, 9:07 AM

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sure

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Any other feature other than this?

rain halo Feb 10, 2022, 9:08 AM

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You can learn more about the differences between Charges and PaymentIntent here: https://stripe.com/docs/payments/payment-intents/migration/charges

violet cliff Feb 10, 2022, 9:10 AM

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sure .. thanks..

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Any other feature which is used for charging at a later time?

rain halo Feb 10, 2022, 9:12 AM

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Oh sorry I misunderstood your question!
The other option would be to save the card details, and later charge the customer as explained here: https://stripe.com/docs/payments/save-and-reuse
However in this case the payment could fail if there are not enough funds.

violet cliff Feb 10, 2022, 9:17 AM

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ok. thanks.. this what i wanted to know..we already have a save feature ..In the first case - capture the funds at a later date, we can hold for only 7 days right.

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Is there any option to hold for 15 days?

rain halo Feb 10, 2022, 9:18 AM

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If you want to hold the funds on a card (the first link I shared) then the maximum is 7 days.

violet cliff Feb 10, 2022, 9:19 AM

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not more than that ?

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does it get refunded automatically to customer if we are not capturing the funds within 7 days?

rain halo Feb 10, 2022, 9:21 AM

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The doc I shared earlier says:

If the charge isn’t captured within this time, the authorization is canceled and funds released.

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And yes 7 days is the maximum.

violet cliff Feb 10, 2022, 9:22 AM

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yes. i saw in the doc. Thats why i asked for the confirmation?

rain halo Feb 10, 2022, 9:26 AM

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Then I confirm that it's 7 days maximum, and after 7 days the authorization is canceled and funds released.

#dhaari-hold