QonUS-fees | Stripe Developers | Page 1

golden zodiac Jan 17, 2022, 6:08 AM

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Hi there, how can I help you?

fathom schooner Jan 17, 2022, 6:09 AM

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Hi Jack,

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We currently use the connected accounts and transfer the payment to them directly.

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so we need to collect the fees.

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Stripe charge 1.75% +30c for domestic card and 2.9% + 30c for international one.

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How can I check the customer is trying to pay using international card?

golden zodiac Jan 17, 2022, 6:14 AM

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Are you using direct charge or destination charge?

fathom schooner Jan 17, 2022, 6:15 AM

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I'm not sure but we use intent.transfer_data & intent.application_fee_amount

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currently, we just apply the fixed 1.75% +30c, so when the customer pay with the international card, the less collected fee is on our side.

golden zodiac Jan 17, 2022, 6:21 AM

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OK, if the platform is paying the Stripe fee, then it's a destination charge

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The solution that I have in mind is to collect the max application fee first (2.9% + 30c) first, and later refund to the connected accounts https://stripe.com/docs/api/fee_refunds/create

Stripe API reference – Create an application fee refund – curl

Complete reference documentation for the Stripe API. Includes code snippets and examples for our Python, Java, PHP, Node.js, Go, Ruby, and .NET libraries.

fathom schooner Jan 17, 2022, 6:30 AM

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Is there no way to check the card origin in advance?

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Usually, the internation card usage ratio is 1 out of more than 20.

golden zodiac Jan 17, 2022, 6:32 AM

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Are you using payment intent or charge API ?

fathom schooner Jan 17, 2022, 6:32 AM

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paymentIntents.create from our mobile app

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stripe.checkout.sessions.create from our web page.

golden zodiac Jan 17, 2022, 6:36 AM

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OK, you can try setting the capture_method to manual, once the customer has provided the payment details, you can then update the payment_intent's application_fee and capture it.

#QonUS-fees