Carlos Mascarenhas - Default Payment Method | Stripe Developers | Page 1

vale tusk Jan 14, 2022, 4:43 PM

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We don't change the default PM to the one used in the payment because that might not necessarily be what you want

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You have to explicitly set the payment method to be the customer's default if you want it as that

haughty minnow Jan 14, 2022, 4:49 PM

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Use stripe.confirmCardPayment when the customer submits your payment form. When called, it will confirm the PaymentIntent with data you provide and carry out 3DS or other next actions if they are required.
If you are using Dynamic 3D Secure, stripe.confirmCardPayment will trigger your Radar rules to execute and may open a dialog for your customer to authenticate their payment.
When you confirm a PaymentIntent, it needs to have an attached PaymentMethod. In addition to confirming the PaymentIntent, this method can automatically create and attach a new PaymentMethod for you. It can also be called with an existing PaymentMethod, or if you have already attached a PaymentMethod you can call this method without needing to provide any additional data. These use cases are detailed in the sections that follow.

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the documentation says that this method can automatically create and attach a payment method to the customer, in my case this is not happening.

vale tusk Jan 14, 2022, 5:02 PM

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Attaching a payment method to a customer and setting it as the customer's default are different. The payment method must first be attached to the customer before it is set as the default. You are not even seeing a payment method being attached to your customer?

haughty minnow Jan 14, 2022, 5:08 PM

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So the confirmCardPayment library attaches a payment method to the customer but I didn't set it as default?

alpine perch Jan 14, 2022, 5:15 PM

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Yes! to setup the payment method as default https://stripe.com/docs/api/customers/update#update_customer-default_source

tardy tinsel Jan 14, 2022, 5:17 PM

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You want https://stripe.com/docs/api/customers/update#update_customer-invoice_settings-default_payment_method instead but that's only for Invoicing and Billing
What are you really trying to do? Why are you trying to set a default Payment Method?

haughty minnow Jan 14, 2022, 5:17 PM

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I got confused now

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Can you explain better what the confirmCardPayment library does besides confirming a payment intent?

tardy tinsel Jan 14, 2022, 5:19 PM

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It just confirms a payment intent

haughty minnow Jan 14, 2022, 5:21 PM

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I will try to explain my subscription creation flow

tardy tinsel Jan 14, 2022, 5:23 PM

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ah so you do use Subscriptions!

haughty minnow Jan 14, 2022, 5:23 PM

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First I create a customer just by entering personal data, without collecting payment information.

Then I create a subscription with a default status of incomplete.

after that I collect the payment data and confirm it using the confirmCardPayment library

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In a situation of monthly subscription renewal, would the customer have to insert a credit card again?

tardy tinsel Jan 14, 2022, 5:24 PM

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all good I got it

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When you confirm the PaymentIntent it will attach the card to the customer but it doesn't set it as the default. You have to do this yourself manually afterwards by setting https://stripe.com/docs/api/customers/update#update_customer-invoice_settings-default_payment_method properly

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We know it's not great and our engineering team is literally working on trying to fix this this week. It will take a few weeks/months to ship but hopefully that will make integrations easier in the future

haughty minnow Jan 14, 2022, 5:27 PM

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What happens if I don't set a default payment method?

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I passed this parameter as off_session and set it as default

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tardy tinsel Jan 14, 2022, 5:29 PM

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I'm sorry you're overthinking this a little bit

haughty minnow Jan 14, 2022, 5:29 PM

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tardy tinsel Jan 14, 2022, 5:29 PM

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you shouldn't have to pass anything

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But really all you need to do is after the PaymentMethod is attached successfully, make it the default, either on the Customer or on the Subscription, so that future invoices are paid with that card

haughty minnow Jan 14, 2022, 5:31 PM

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does setting setup_future_usage to off_session solve my problem?

tardy tinsel Jan 14, 2022, 5:33 PM

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not at all

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it's completely unrelated

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you're just missing this step in https://stripe.com/docs/billing/subscriptions/build-subscription?ui=elements#default-payment-method

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that's the guide you need to follow end to end

haughty minnow Jan 14, 2022, 5:35 PM

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ok

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thanks

tardy tinsel Jan 14, 2022, 5:37 PM

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sure! and I do agree it's annoying that's why we want to fix it

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If you have a customer id after you make the code change I can have a look to confirm it works

haughty minnow Jan 14, 2022, 5:39 PM

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How do you intend to resolve this?

tardy tinsel Jan 14, 2022, 5:40 PM

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We're planning to do exactly what you thought would happen earlier: when you successfully confirm the PaymentIntent of a Subscription, that PaymentMethod becomes the default for that Subscription automatically

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Does that make sense?

haughty minnow Jan 14, 2022, 5:55 PM

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Yes

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looking forward to the update

#Carlos Mascarenhas - Default Payment Method