omar3-payment-APIs

[young acorn]

Hi there, the PaymentMethods API is the new recommended way of accepting different forms of payment methods not limited to cards.
Cards API is the deprecated way of handling card payments.

When you mention provide ways for your customer to manage the default card, I was wondering how are you achieving this?

When SetupIntent is created, the card is always validated and customer authenticated to ensure it is a legitimate setup.
What this card validation, means is, when the SetupIntent is created, the card is charged $0/$1 and refunded immediately.

You can also manually place hold on a card or ask stripe to authorise it, with or without capturing: https://stripe.com/docs/payments/capture-later