sarika-connect | Stripe Developers | Page 1

dusk blaze Dec 23, 2021, 5:30 AM

#

hello @cyan ravine! To clarify, do you mean you want to create a customer on a connected account? Or do you mean you want to onboard a connected account to your platform?

cyan ravine Dec 23, 2021, 5:32 AM

#

Actually my scenario is that i want to pay money to customers from my stripe account . how to achieve that?

dusk blaze Dec 23, 2021, 5:36 AM

#

can you share how your business model works?

#

that'd allow me to better advise you

cyan ravine Dec 23, 2021, 5:46 AM

#

Customer register through app and link their bank account through plaid. Then from that linked accounts we fetch transactions of customer and we calculate deduct spare amount from that transaction amount . That deducted spare amount goes in customer virtual wallet , but in actual it goes to admin account. Now the customer can withdraw money from wallet so in this case i need to transfer money from admin account to customer account

dusk blaze Dec 23, 2021, 6:01 AM

#

if I understood correctly, your customers are paying via ACH debits [0]? The payment goes into the customer's virtual wallet. The customer is also allowed to withdraw their money from this virtual wallet. And you would like to know how to return the funds from the virtual wallet to the customer?

[0] https://stripe.com/docs/ach

cyan ravine Dec 23, 2021, 6:10 AM

#

yes

#

return funds from virtual wallet it actually means it will deducted from admin stripe account and transfer to customers

dusk blaze Dec 23, 2021, 6:23 AM

#

the only way would be to refund from the original payment : https://stripe.com/docs/ach#ach-refunds

cyan ravine Dec 23, 2021, 6:29 AM

#

is there any option that when we create customer we create connect account for that customer?

dusk blaze Dec 23, 2021, 6:42 AM

#

hmm, gimme a while to think about it and then get back to you

cyan ravine Dec 23, 2021, 6:45 AM

#

ok

dusk blaze Dec 23, 2021, 7:25 AM

#

@cyan ravine what Connect account type are you planning to use?

dusk blaze Dec 23, 2021, 9:52 AM

#

you can create a Customer and then a connect account, only if you're using Custom connected accounts.

You would do the following :

Collecting and verifying bank accounts - https://stripe.com/docs/ach#manually-collecting-and-verifying-bank-accounts
Create the connected account with the (basic) information you've collected from the customer -
https://stripe.com/docs/api/accounts/create
If you need to collect more information on the connected account, you can use Connect Onboarding : https://stripe.com/docs/connect/connect-onboarding
Clone the bank account to the connected account : https://stripe.com/docs/connect/cloning-customers-across-accounts#creating-tokens
Create a bank account with the Stripe-Account header [0] : https://stripe.com/docs/api/external_account_bank_accounts/create

[0] https://stripe.com/docs/connect/authentication

#sarika-connect